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*The valuation fee waiver of up to $5,000 and the $500 Visa e-gift card are available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Business Overdraft, Market Rate Loan and One Account Overdraft (For Business) applications received between 1 September 2026 to 31 December 2026 (inclusive) and that fund by 28 February 2027. The application must have minimum new borrowing of $1,000,000 and maximum new borrowing of $10,000,000. Excludes internal refinance, increases to existing loans, and loans for the purpose of property development, construction and land acquisition (except where the loan purpose is for primary production). If there are multiple loans under a single qualifying lending application, then the applicant will only be eligible for one waiver up to $5,000 and BOQ will only issue one $500 Visa e-gift card. Valuation fees are variable. The amount of the waiver is subject to the final amount of valuation fees. If the loan does not fund by 28 February 2027, then the applicant acknowledges that the valuation fees incurred by BOQ may become payable by the applicant. Applicants should seek their own tax advice in relation to the waiver or the $500 Visa e-gift card. BOQ retains the right to terminate or modify this offer at its discretion (acting reasonably) without prior notice.

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$500 Visa e-gift card

The Visa e-gift card (‘Card’) is issued by Heritage and People’s Choice Limited trading as Heritage Bank ABN 11 087 651 125 (‘Heritage’) pursuant to a licence from Visa Worldwide PTE Ltd. Visit Terms & Conditions – Visa Gift Cards to view full terms and conditions of your Visa e-gift card and to check the cards balance, transaction history and expiry date. The Visa e-gift card will be distributed up to 90-days after the campaign settlement deadline of 28 February 2027. The $500 Visa e-gift card will be emailed the email address attached to the loan application at the time the Visa e-gift card is disbursed. Where there are multiple borrowers, you are responsible for determining the final recipient of the Visa e-gift card. BOQ is not responsible for determining entitlement to, allocation of, or disputes regarding the recipient or use of the Visa e-gift card and will not reissue or redirect the benefit once issued.

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The {boqs-deposits-at-call || boqs5 || rate}% p.a. variable promotional rate is made up of the current {boqs-deposits-at-call || boqs0 || rate}% p.a. standard variable interest rate plus an additional {boqs-deposits-at-call || boqs4|| rate}% p.a. variable promotional rate. The additional {boqs-deposits-at-call || boqs4|| rate}% p.a. variable promotional rate applies for the first 5 months from the account opening date. After that period, the account will earn the standard 32 Day Notice Account variable rate that applies at that time.

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32 Day Notice Account offer

Offer available only to new customers who have not previously held a 32 Day Notice Account and who open a 32 Day Notice Account between 13 August 2026 and 30 November 2026. Existing or previous 32 Day Notice Account holders are not eligible for this offer. Joint accounts are eligible if at least one account holder has not previously held a 32 Day Notice Account. BOQ Specialist reserves the right, acting reasonably, to amend, suspend or withdraw this offer. Any amendment, suspension or withdrawal will not affect the eligibility of customers who have already satisfied the offer criteria prior to the date of the change.