Ready to make your move this spring?  

Jump into the spring home buying season with a fixed rate home loan from BOQ Specialist. 

Get started now > 



Comparison rate is calculated on the basis of secured credit of $150 000 over a 25 year term on a 80% Loan to Value Ratio (LVR). This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

More than just a home loan,

our spring banking package offer includes:

  • A discounted fixed rate to give you peace of mind with your repayments
  • A Platinum credit card that comes with premium rewards and benefits^
  • Everyday banking with the One Account, featuring a favourable interest rate on credit balances in your account, and an optional overdraft should you need it
  • The help of a dedicated financial specialist
  • Ability to split your loan between fixed and variable rates
  • Optional offset account with the variable rate home loan to reduce interest payments
  • All for one annual fee of $395


A chance to win a $5000 Domayne voucher~

Receive a conditional approval for a BOQ Specialist residential home loan by 30 November 2017 and you will be automatically entered into the draw with a chance to win a $5000 Domayne voucher.


Click here for the important information

BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The credit provider and issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. All BOQ Specialist Banking Package benefits are subject to the BOQ Specialist Banking Package Terms and Conditions and relevant product terms and conditions referred to therein. We reserve the right to cease offering these products at any time without notice. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the Terms and Conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

This rate is an indicative rate as at 4 September 2017 available on home loans up to 80% LVR. Minimum loan size is $500 000 AUD. This rate is subject to money market movements and can change without notification. To be eligible for our fixed rate special offer you need to lodge your application and obtain formal approval before 10 December 2017 and your Loan must settle by 31 December 2017. This rate is only available for new loans with BOQ Specialist. If the advertised rate does change as a result of money market movements BOQ Specialist will offer the best 3 year fixed rate we have available during these dates. This rate is only available to clients engaged in the practice of medicine, dentistry and veterinary sciences.

^ Reward points are earned in accordance with the rewards program terms and conditions.
For full credit card terms and conditions visit click here.

~ The BOQ Specialist 2017 Spring Home Buying Competition is promoted by BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence no. 244616 (“BOQ Specialist”). The competition runs from 4 September 2017 to 30 November 2017. Entrants are eligible to win one Domayne voucher worth $5000 AUD. To enter, participants must have received a conditional approval for their BOQ Specialist residential home loan by 30 November 2017. The Winner will be drawn at 5:00pm AEST on 5 December 2017 at BOQ Specialist, Level 21, The Chifley Tower, 2 Chifley Square, Sydney NSW 2000. The Winner will be notified by telephone and email by 8 December 2017 and advertised in The Australian on 11 December 2017. By entering into this competition, you consent to use of your personal information as described in the full terms and conditions. Promotions are not available in conjunction with any other offer. Authorised under permit numbers NSW: LTPS/17/17836 ACT: ACT TP 17/01854.
For full terms and conditions, click here.