Earn up to
50 000 Frequent Flyer Points
with The High Life


available to new medical, dental and veterinary clients only


Earn up to 50 000 Qantas Points*

Earn up to 50 000 Velocity Frequent Flyer Points**


Offer features:

  • 50 000 bonus Qantas Points or Velocity Frequent Flyer Points when you apply for a BOQ Specialist Signature card by 31 August 20191
  • 1 Qantas Point or Velocity Point for every $1 spent on eligible purchases in Australia up to 10 000 points per month, and 0.5 points for every $1 thereafter 
  • 1.5 Qantas Points or Velocity Points for every $1 on eligible international purchases
  • 1 Qantas Point or Velocity Point for every $1 spent on eligible BOQ Specialist finance contracts 
  • Complimentary Priority Pass™ membership which gives you and a guest access to over 1 200 VIP lounges2
  • Exclusive to The High Life readers 

Key terms:

  • Minimum spend of $3 000 on eligible purchases in the first three months of opening your account is required to be eligible for the bonus points
  • Annual fee of $400 p.a.
  • Apply by 31 August 2019 


Our Signature card comes with the following benefits

Asset finance on card

Use your BOQ Specialist Signature credit card to purchase selected new equipment or a motor vehicle, then convert it into a BOQ Specialist finance contract, and for every eligible $1 you spend, we will reward you with 1 Qantas Point or 1 Velocity Frequent Flyer Point. You can also earn additional points by making your monthly loan repayments on your card. Plus, all points earned on finance and repayments to that finance sit outside the 10 000 point cap each month, leaving that open for earning points on regular transactions. A processing fee applies3.

International travel insurance

Up to 90 days of extensive international travel insurance when you purchase return tickets for yourself, your spouse or dependent children with your BOQ Specialist credit card. Plus access additional insurance products - charge purchases to your credit card to be eligible for a range of insurance products4.

Concierge and entertainment

Get a helping hand with travel recommendations and local event tickets, access reserve tickets to some of the best shows, concerts and sporting events and get the hottest entertainment offers including pre-sale tickets and member promotions through VISA concierge, front line access and entertainment services5. 

Personalised service and security

Our onshore Client Service Centre is available 24 hours a day, 7 days a week. Your card also comes with security features including Verified by Visa and Orion. The Orion team monitor accounts 24 hours a day to prevent unauthorised activity on your card. Plus, we offer an SMS alert service - track your ongoing spend. Set the service to alert you of any transactions over a specified amount or to notify you when you are nearing or over your limit.


Interest rates, annual fees and limits



BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The credit provider of these products and services is BOQ Specialist – a division of the Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (“BOQ Specialist”) BOQ Specialist products, including the BOQ Specialist Credit Card, are available only to eligible medical, dentistry and veterinary professionals or students.

*You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Complimentary membership is available when you sign up to a BOQ Specialist credit card or to existing members who are not already Qantas Frequent Flyer members who apply for membership online. Qantas Frequent Flyer Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. See definition of Eligible Transaction in the BOQ Specialist Qantas Rewards Program Terms and Conditions. Please allow 6-8 weeks after purchases for Qantas Points to be credited to your Qantas Frequent Flyer account. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased directly on the Qantas merchant account (i.e. directly with Qantas or some travel agents) and Qantas Club and Qantas Frequent Flyer membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products, and any Qantas products and services not purchased directly from Qantas.

**To earn and redeem Velocity Points you must be a Velocity member. Velocity Frequent Flyer membership and Velocity Points earn and redemption are subject to the Velocity Frequent Flyer Terms and Conditions, as amended from time to time. Velocity Points are earned in accordance with the BOQ Specialist Velocity Rewards Program Terms and Conditions. Velocity Points are earned on Eligible Transactions only.  See definition of Eligible Transaction in the BOQ Specialist Velocity Rewards Program Terms and Conditions. Please allow 6-8 weeks after purchases for Velocity Points to be credited to your Velocity Frequent Flyer account.

1Offer is available to clients who apply for a BOQ Specialist Signature credit card via the partner link before 31 August 2019, are approved and spend $3 000 on eligible purchases within the first three months of receiving the card. Not available in conjunction with any other credit card offer. Available to new credit card holders only. Terms and conditions, fees and charges and lending and eligibility criteria apply. We reserve the right to cease offering this product at any time without notice. Subject to BOQ Specialist Credit approval process. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. An annual credit card fee of $400 will apply.  Other fees and charges may apply.

2One complimentary Priority Pass™ Standard Membership, with unlimited lounge visits for the primary cardholder is a special feature of the Signature Card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard Membership. Please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. The primary cardholder is entitled to unlimited visits to Priority Pass™ lounges and may bring one guest per visit free of charge. Any additional guests will be charged directly to you by Priority Pass™ at their ordinary price, currently US$27 per person per visit. Priority Pass™ has introduced seven airport dining offerings within Sydney Kingsford Smith International Airport. Priority Pass™ Members will receive AU$36 credit off the final bill at each outlet, for themselves and their guests at the lounge at Sydney International Airport. Membership is subject to the Priority PassTM Conditions of Use available at www.prioritypass.com.

3If you elect to make loan repayments on your BOQ Specialist Credit Card, a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to make via BOQ Specialist Credit Card.

4BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into master policies for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances. You should make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances.

5Signature cardholders receive exclusive benefits at select hotels. Terms and Conditions apply, visit visasignaturehotels.com for more information. The Visa Premium and Visa Concierge are provided by a third party supplier. For details of this service refer to visapremium.com.au/concierge. Signature cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions. See visapremium.com.au for more information.