Banking package offer for medical students 

Other banks only look at your salary,
we look at your ambition.

If you are in your final two years of a medical or dental degree, we have a unique banking package that will help get you started. The package includes an everyday bank account with an overdraft facility and a Platinum credit card packed with rewards and benefits.

The package includes:

One Account

  • An account for everyday banking with an optional overdraft limit of up to $10 000 for final year students and up to $7 000 for penultimate students, with no repayments required until 6 months after you graduate
  • No establishment fee on the One Account with overdraft and no monthly account keeping fees
  • Easy 24 hour access to your money using your Visa debit card or via online and mobile banking
  • Competitive rate of interest on any credit balance in your One Account

Platinum credit card

  • A Platinum credit card with a limit of up to $6 000
  • No annual credit card fee until you start working (save $150 p.a.)
  • Select one of our airline partners and earn reward points on your everyday purchases
  • Extensive range of additional card benefits including travel insurance, concert ticket pre-sales and concierge services provided by Visa

Subject to credit approval. Other fees and charges may apply.

BOQS_Debit Card - Copy
BOQS_Qantas Platinum Card - web


Just imagine what you’ll be able to do with the extra funds – maybe put it towards course fees, overseas electives, or even a new laptop – the choice is yours.


BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. We reserve the right to cease offering these products at any time without notice.

Reward points are earned in accordance with the rewards program terms and conditions. For full credit card terms and conditions, click here.

This offer is available to medical and dental students within two years of graduating from an eligible university, as outlined here.