Private access account

Our savings account with competitive interest and instant online access.

The BOQ Specialist private access account allows you to make deposits and transfer funds at any time, requires no ongoing minimum balance and pays a competitive variable rate of interest on your entire balance.


Private Access account features:

  • A savings account with funds available on demand
  • Competitive interest rate on credit balances
  • No monthly account keeping fees
  • Interest calculated daily and paid monthly
  • Transfer funds to linked designated accounts through online banking and our mobile app
  • No minimum balance requirements


A good choice for you if:

  • You want daily access to your funds
  • You prefer a variable interest rate

BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. We reserve the right to cease offering these products at any time without notice.