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Designed by specialists for specialists,

credit cards for doctors, dentists and vets.

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Why choose a BOQ Specialist card
  • Choice of rewards - Choose between Qantas1 or Velocity2 Frequent Flyer programs and earn rewards on your everyday purchases.

  • Asset finance on card -The only cards in the market that give you the ability to grow your rewards points faster, while making monthly repayments on select existing contracts or purchasing larger assets such as equipment, cars or fit-out. A processing fee applies.3

  • Travel insurance - up to 90 days of extensive international travel insurance when you purchase return tickets for yourself, your spouse or dependent children with your BOQ Specialist credit card.4

  • 20 000 bonus rewards points - Use the Signature credit card ten times in the first two months and you could earn an additional 20 000 bonus rewards points.5

  • Access to Priority Pass6 airport lounges around the world - exclusive benefit for Signature cardholders 

  • Additional cards - You can have up to 8 additional credit cards all linked to the same account at no extra cost, allowing you to take control of your financial expenditure. What’s more, the spend on these additional cards is split-out in one monthly statement.

  • Client Service Centre - Available 24 hours a day, 7 days a week
  • Access to Priority Pass6 airport lounges around the world and Visa Luxury Hotel Collection7  - exclusive benefits for Signature cardholders 
  • Access to Priority Pass6 airport lounges around the world and Visa Luxury Hotel Collection7  - exclusive benefits for Signature cardholders 


Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Choose from two credit cards, each designed with the specific needs of medical professionals in mind.

Click here for the important information

BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The credit provider is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. We reserve the right to cease offering these products at any time without notice. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

1 - Qantas Points

You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions available at qantas.com/terms. Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. See definition of Eligible Transaction in the BOQ Specialist Qantas Rewards Program Terms and Conditions.

2 - Velocity Points

Velocity Member Terms and Conditions apply, available at velocityfrequentflyer.com. Velocity Points are earned in accordance with the BOQ Specialist Velocity Rewards Program Terms and Conditions available at boqspecialist.com.au/cards. Points and bonus points are earned on eligible purchases only. See definition of eligible purchases in the BOQ Specialist Velocity Rewards Program Terms and Conditions. Please allow 6-8 weeks after purchase for points to be credited to your Velocity Frequent Flyer account.

3 - Asset Finance on card

A 1.5% processing fee applies on the purchase price. Points are earned on eligible purchases only. Fixed term finance contract is to be approved prior to purchase. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to be made via BOQ Specialist Credit Card.

4 Travel Insurance

BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into master policies for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances. Insurance Terms and Conditions. When you do, make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances. 

5 - Priority Pass™

One complimentary Priority Pass™ Standard Membership for the primary cardholder is a special feature of the BOQ Specialist Signature credit card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard membership. Please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. The primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge per calendar year. Any additional guests will be charged directly to you by Priority Pass™ at their ordinary price, currently US$27 per person per visit. Membership is subject to the Conditions of Use available at www.prioritypass.com.

6 - Visa Premium

The Visa Premium and Visa Concierge are provided by a third party supplier. For details of this service refer to visapremium.com.au/concierge.

Platinum and Signature cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions. See visapremium.com.au for more information.

Signature cardholders receive exclusive benefits at select hotels. Terms and Conditions apply, visit visasignaturehotels.com for more information.

Platinum and Signature cardholders receive an 15% discount on the published rates of the Visa Airport SpeedPass service. Visit AirportSpeedPass.com to book and to view the terms and conditions that apply.