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Our banking package

If you want a home loan that offers more, our Banking Package could be the answer

More than just a home loan, the package allows you to manage your finances in one place with the help of a dedicated financial specialist. It combines a home loan with a credit card and an everyday bank account.

What’s more, you are able to establish up to five separate loan accounts and the Banking Package includes initial valuations to a combined cost of $1 100 under the one annual package fee of $495.  The package also includes an optional offset account on variable loans to reduce the interest repayments you make on your mortgage and the convenience of an optional overdraft facility for variable rate loans.

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Our banking Package features include:

  • Choose between a variable or a fixed rate home loan
  • Borrow up to 90% LVR with no LMI
  • Optional offset transaction account with the variable rate home loan to reduce interest payments
  • A Platinum credit card that comes with premium rewards and benefits
  • Up to 5 loans in the one package, to easily manage your finances in one location
  • Everyday banking with the One Account, featuring a favourable interest rate on credit balances in your account, and an optional overdraft should you need it


Our financial calculators

With our easy-to-use calculators, you will have the tools you need to make better informed financial decisions.
  • Important Information

      The credit provider and issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. All BOQ Specialist Banking Package benefits are subject to the BOQ Specialist Banking Package Terms and Conditions and relevant product terms and conditions referred to therein. We reserve the right to cease offering these products at any time without notice. You should consider the Terms and Conditions before making any decision about whether to acquire the product.

      For target market determinations please click here.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.