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Our basic home loan

Seeking a home loan with a competitive interest rate without the added extras?

Our Basic Home Loan has been designed with you in mind - a flexible product stripped back to only what’s essential.

Available for both owner-occupied and investor loans, the Basic Home Loan offers our lowest interest rates and a redraw facility to help manage surplus funds.

The basic home loan features include:

  • Both variable or fixed rate home loans
  • Access to a redraw facility to help manage surplus funds (fees may apply)
  • 24/7 service with our Client Service Centre
  • You can also benefit from an optional transactional account. Our One Account helps to manage your everyday banking, which features a favourable interest rate on credit balances in your account

To find out more about our competitive home loan rates, please click the button below and one of our dedicated financial specialists will be in touch soon. We can also provide you with a copy of a Key Fact Sheet based on the indicative rate and applicable product.

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  • Important Information

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.