How can we help you?
If you are seeking a home loan with a competitive interest rate without the added extras, our Basic Home Loan has been designed with you in mind - a flexible product stripped back to only what’s essential.
Available for both owner-occupied and investor loans, the Basic Home Loan offers our lowest interest rates and a redraw facility to help manage surplus funds.
The Basic Home Loan features include:
Both variable or fixed rate home loans
No monthly account keeping fees when you settle a basic Home Loan before 31 August 2019*.
Access to a redraw facility to help manage surplus funds^
24/7 service with our Client Service Centre
You can also benefit from an optional transactional account (One Account) to manage your everyday banking, which features a favourable interest rate on credit balances in your account#.
Find out more
Home buyers guide
The BOQ Specialist Home Buyer’s Guide is a great tool for anyone interested in the housing market at a granular level. In the guide, we have made it easy for you to focus on what is important as you consider your financing options.
Offering flexible repayment options, a linked transactional account and no ongoing fees, our personal loan has been designed with medical professionals in mind and can be tailored to best suit your individual needs.
*After 31 October 2019 a monthly home loan fee of $10 per month applies unless you establish a BOQ Specialist transactional account (One Account) and make loan repayments from this account.
^Redraw fees may apply.
#See One Account terms and conditions here.
Eligibility criteria applies.
The credit provider and issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. All BOQ Specialist Banking Package benefits are subject to the BOQ Specialist Banking Package Terms and Conditions and relevant product terms and conditions referred to therein. We reserve the right to cease offering these products at any time without notice. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the Terms and Conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.