The Basic Home Loan

How can we help you?

If you are seeking a home loan with a competitive interest rate without the added extras, our Basic Home Loan has been designed with you in mind - a flexible product stripped back to only what’s essential.

Available for both owner-occupied and investor loans, the Basic Home Loan offers our lowest interest rates and a redraw facility to help manage surplus funds.

*After 31 October 2019 a monthly home loan fee of $10 per month applies unless you establish a BOQ Specialist transactional account (One Account) and make loan repayments from this account.

^Redraw fees may apply.

#See One Account terms and conditions here.

Eligibility criteria applies.

BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The credit provider and issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. All BOQ Specialist Banking Package benefits are subject to the BOQ Specialist Banking Package Terms and Conditions and relevant product terms and conditions referred to therein. We reserve the right to cease offering these products at any time without notice. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the Terms and Conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.