Commercial Property SMSF Loans

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Why wait for tomorrow?{yellow-border}

Get a head start on growing your practice by putting your superannuation to work, today.

When you have the opportunity to buy a commercial property for your practice, we can provide competitive financing to enable this purchase through your self-managed super fund (SMSF). Purchasing your practice premises through an SMSF can often make commercial sense. By having direct control of you super’s investment strategy, you can take advantage of potential tax benefits, diversify your portfolio, protect your assets and ultimately, generate future wealth.

What's more, we can lend up to 90% of the purchase price if you are purchasing the commercial property for the purpose of your own rooms, subject to credit approval. Plus our flexible loan options and terms are designed to suit your cash flow needs and are available with fixed and variable interest rate options.

Benefits of borrowing through your SMSF: {yellow-border}

Potential tax advantages
Direct control of your super investments
Diversification of your portfolio
Protection of your assets

Our commercial property loan offers: {yellow-border}

Your SMSF can borrow up to 90% of the purchase price for the purpose of your own rooms (subject to credit approval)
No Lender's Mortgage Insurance (LMI)
Flexible loan options and terms to suit your cash flow needs
Competitive interest rates
Fixed and variable options available

To learn more about purchasing your practice premises through your SMSF, take a look at our seminar{yellow-border}

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[br]Becoming a practice owner is a major step in the career of many medical, dental and veterinary professionals. Purchasing your premises through a self-managed super fund (SMSF) is often an attractive option and while the rewards can be great, it is important to understand what risks may be involved.

In this recording, you will hear from industry experts; Tal Eloss, Director and Co-Founder at 1Group Property Advisory; Alison Lacey, Director at Ecovis Clark Jacobs; Brooke Glastonbury, Specialist Property Lawyer at Macpherson Kelley and Luke Truscott, Finance Specialist at BOQ Specialist, as they take you through the ins and outs of purchasing your practice premises through your SMSF.

Key discussion topics include:

  • Research and finding the right property
  • Property negotiations – getting the best possible outcome
  • The steps to property acquisition
  • The practical cashflows of superannuation gearing
  • The key traps to avoid in superannuation gearing
  • Setting up the legal structure
  • How to avoid structuring pitfalls and common mistakes
  • How to avoid structuring pitfalls and common mistakes
  • The SMSF loan – how does it work and what are the benefits?
  • Relevant case studies

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