Merchant facilities

Business banking to help you operate more efficiently

At BOQ Specialist we understand that the ability to quickly and easily manage incoming cash flow is important to a practice. Through our partnership with First Data, BOQ Specialist clients have access to market leading merchant solutions. Secure, fast and reliable payment processing for face to face sales, online or over the phone. 

First Data's Ingenico Move5000 terminal accepts all major cards and has multiple communication options to ensure you're always connected. Terminals can be integrated with your compatible Point of Sale system for even faster processing and easier reconciliation.

With straightforward Merchant Solutions , linked directly to your One Account for Business, you can also earn a competitive rate of interest on your everyday account balance. There are no establishment or monthly account keeping fees. You can also enjoy the convenience of a debit card and access to an optional overdraft to help manage your practice cashflow. 

Learn more about our One Account for Business. Terms and conditions and eligibility criteria apply


Eftpos facility features:

Simple set up

A 3-in-1 terminal - mobile, countertop and integrated

Telstra 3G Mobile/ WIFI or IP/Ethernet

5 day settlement (transactions settled to your account on a business day)

24/7 merchant helpdesk

eCommerce Solutions

First Data's eCommerce solution is great for any business taking payments over the phone, through a website or app or if you have automated business processes.

First Data's global payment gateway solution enables you to accept payments online quickly and securely. 

How it works

You can use the gateway solution in three ways, plus extra features:

Virtual Terminal which turns your personal computer with internet access into a Point of Sale (POS) device

Use Connect for a quick and easy integration to your website, with plugins to the 25 most popular shopping carts

Use the API to develop an integrated payment solution for your business applications and processes

Extra features include: Tokenisation, Secure Card data storage, Recurring Payments, Fraud Blocking, Reporting, PCI DSS level 1 compliant.

Free service add-ons

Enhance your Merchant Solution even further with these free optional add-ons:

Dynamic Currency Conversion

Global Choice™ Dynamic Currency Conversion (DCC) enables you to offer your international clients an enhanced level of service whilst also earning additional revenue for your business.

Online Account Management Tool – RAM

All online payment solutions come with access to a web-based online portal, providing you 24/7 access to daily settlements, transaction data, statements and reports.

The merchant facilities are offered exclusively by First Data and are not offered by BOQ Specialist or any of its affiliates. BOQ Specialist is not in any way related to First Data and does not guarantee the obligations or performance of First Data or warrant that the products or services that First Data offer are suitable for your circumstances.

BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. We reserve the right to cease offering these products at any time without notice.