If you’re experiencing financial difficulty, BOQ Specialist is here to help. Call 1800 950 399 (option 2) Learn more

Everyday transaction accounts

Bank accounts for everyday banking

With our transaction accounts, you will enjoy free ATM withdrawals at BOQ branded ATM's as well as the four major banks Australia wide, a competitive rate of interest and the potential to earn reward points on your account balances. So, whether you're looking for a no fee bank account, an interest earning account or you simply want easy access to your money, we have an everyday bank account that could suit your needs.

Everyday Plus Account One account One Account for business
Earn Qantas Points or Velocity Frequent Flyer Points on your daily transaction account balances and pay no establishment or account keeping fees#
A unique transaction account that pays a competitive rate of interest on credit balances as well as giving you access to an optional overdraft facility
Manage your practice cash flow whilst earning a savings rate of interest on account balances. Integration with accounting software including MYOB, Xero and Banklink
Features and benefits
Earn reward points on account balances
Earn a savings rate of interest on your everyday account balance3 Earn one rewards point for every $20 of daily average balance in your account# Click here to view current rates Click here to view current rates
Fees No establishment or account keeping No establishment or account keeping No establishment or account keeping
Free ATM withdrawals at over 2,100 atmx by Armaguard ATMs, as well as all BOQ branch ATMs and the four major banks Australia wide
Savings up to $250 000 are covered by the Government's Deposit Guarantee
Deposits into your BOQ Specialist account using a BSB and account number
Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY® and Pay Anyone functionality
Withdrawals to internal BOQ Specialist accounts
Withdrawals via Direct Debit
Access to optional overdraft
Integration with accounting software including MYOB, Xero and Banklink, allowing you to easily manage your practice cash flow.
Access to the BOQ and ANZ branch network for depositing cheques and cash

Apply now

Learn more

Apply now

Learn more

Enquire now

Learn more



Talk to one of our financial specialists today for more information

Find a specialist

  • Important Information

      The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      #Everyday Plus Account

      1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points is subject to the Member Terms and Conditions. Points will be earned on positive account balances in accordance with the BOQ Specialist Everyday Plus Qantas Rewards Program Terms and Conditions.
      2. To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time. 
      3. To determine the average daily balance for your account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month.

      BOQ Specialist recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer or Velocity Frequent Flyer programs.