What are the current interest rates?{yellow-border}
If you are deciding on opening a new savings or term deposit account, you need to know the current interest rates.
Below is the complete list of the current, competitive interest rates for our AUD savings accounts, everyday banking, business banking and term deposit accounts. Foreign currency deposit rates are available upon request.
Savings accounts {yellow-border}
*rates subject to change
Savings accounts{grey-row}
Interest rate
Details
Private Access Account
{boqs-deposits-at-call || boqs3 || rate}% p.a variable
Interest paid monthly
32 Day Notice Account
{boqs-deposits-at-call || boqs0 || rate}% p.a variable
Interest paid monthly, access provided after 32 days notice
Bank accounts {yellow-border}
*rates subject to change
Bank accounts{grey-row}
Interest rate
Details
One Account
{boqs-deposits-at-call || boqs1 || rate}% p.a variable
Interest paid monthly
One Account - Business
{boqs-deposits-at-call || boqs2 || rate}% p.a variable
Interest paid monthly
Term Deposits {yellow-border}
*rates subject to change
Term deposits{grey-row}
Interest rate
Interest paid
90 day term deposit
{boqs-term-deposit || boqstd3m || rate}% p.a fixed
Interest paid at maturity
120 day term deposit
{boqs-term-deposit || boqstd4m || rate}% p.a fixed
Interest paid at maturity
180 day term deposit
{boqs-term-deposit || boqstd6m || rate}% p.a fixed
Interest paid at maturity
270 day term deposit
{boqs-term-deposit || boqstd9m || rate}% p.a fixed
Interest paid at maturity
1 year term deposit
{boqs-term-deposit || boqstd12m || rate}% p.a fixed
Interest paid at maturity
2 year term deposit
{boqs-term-deposit || boqstd24m || rate}% p.a fixed
Interest paid annually
3 year term deposit
{boqs-term-deposit || boqstd36m || rate}% p.a fixed
Interest paid annually
4 year term deposit
{boqs-term-deposit || boqstd48m || rate}% p.a fixed
Interest paid annually
5 year term deposit
{boqs-term-deposit || boqstd60m || rate}% p.a fixed
Interest paid annually
Government Deposit Guarantee
Bank with peace of mind. Under the Financial Claims Scheme (FCS), certain deposits are protected up to a limit of $250 000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution (ADI).