How can we help you with your home loan or mortgage needs?
At BOQ Specialist, home loans for medical professionals are our specialty. Whether you are buying your first home, re-financing, renovating your property or purchasing an investment property, our team of dedicated home loan specialists will help you make the right choice and match you with a home loan that best meets your needs.
Our variable home loan rates give you great flexibility to manage your loan, whilst our fixed home loan rates can give you peace of mind with your repayments. With BOQ Specialist, we will open the door to a world of mortgage options that you’ll feel right at home with.
Our home loan options:
Our Banking Package
If you’re looking for more than just a home loan, our Banking Package could be the answer.
The Banking Package allows you to manage your finances in one place by combining your home loan with a credit card and an everyday bank account. There is also the option of an offset account to reduce interest repayments and the ability to establish up to five separate loan accounts, all for one annual package fee.
Our Basic Home Loan
If you’re seeking a simple home loan with a low interest rate and without the added extras, this could be suited to you
The Basic Home Loan offers a competitive interest rate, an optional One Account to support your everyday banking needs and a redraw facility to manage surplus funds.
A smarter home gives you options
Find out about our special Smarter Homes spring home buying rates with 2.99% p.a. interest on a three year fixed rate* and 4.00% p.a interest comparison rate** for principal and interest, owner occupied home loans until 30 November 2019.
Find out more
Home buyers guide
The BOQ Specialist Home Buyer’s Guide is a great tool for anyone interested in the housing market at a granular level. In the guide, we have made it easy for you to focus on what is important as you consider your financing options.
Offering flexible repayment options, a linked transactional account and no ongoing fees, our personal loan has been designed with medical professionals in mind and can be tailored to best suit your individual needs.
The credit provider and issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. All BOQ Specialist Banking Package benefits are subject to the BOQ Specialist Banking Package Terms and Conditions and relevant product terms and conditions referred to therein. We reserve the right to cease offering these products at any time without notice. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the Terms and Conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.
Eligibility criteria applies.
These offers are exclusively available for clients deemed by BOQ Specialist in its sole discretion, to be engaged in the practice of accounting and medicine, dentistry and veterinary sciences. This offer is available for applications received from 26 August 2019. Maximum LVR up to 80%. Not available for Interest Only lending. Not available for the refinance or restructure of existing BOQ Specialist loans, construction home loans or self-managed super fund loans. This offer is only available for new funds to bank and not available for re-finance.
*These rates are indicative rates as at 26 August 2019, minimum loan size $500 000, on an 80% Loan to Value Ratio (LVR). Must be an owner occupied property loan on a principal and interest loan structure. This special rate offer is subject to money market movements and can change without notification. If the rate does change, BOQ Specialist will offer you the most current special rate offer. To be eligible for our exclusive rates offer you need to lodge your application before 30 November 2019 and loan must settle on or before 21 December 2019. This offer is only available for new to bank clients and not refinances from BOQ and Virgin Money. This offer is exclusive and only available through your direct BOQ Specialist office.
**Comparison rates are calculated on the basis of secured credit of $150 000 over a 25 year term on an 80% Loan to Value Ratio (LVR). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.