Home loans for medical professionals

How can we help you with your home loan or mortgage needs?

At BOQ Specialist, home loans for medical professionals are our specialty. Whether you are buying your first home, re-financing, renovating your property or purchasing an investment property, our team of dedicated home loan specialists will help you make the right choice and match you with a home loan that best meets your needs.

Our variable home loan rates give you great flexibility to manage your loan, whilst our fixed home loan rates can give you peace of mind with your repayments. With BOQ Specialist, we will open the door to a world of mortgage options that you’ll feel right at home with.

BOQ Specialist home loan benefits:

  • Owner occupiers can borrow up to 100%
  • Borrow up to 95% for an investment property
  • No Lender's Mortgage Insurance
  • Discounted fixed and variable interest rate options
  • Interest only or principal and interest home loans available
  • Offset accounts for variable rate home loans
  • Ability to make accelerated payments on variable loans
  • Secure online and mobile banking functionality


Our Banking Package

If you want a home loan that offers more, our Banking Package could be the answer. More than just a home loan, the package allows you to manage your finances in one place with the help of a dedicated financial specialist.

It combines a home loan with a credit card and an everyday bank account. What’s more, you are able to establish up to five separate loan accounts and the Banking Package includes initial valuations to a combined cost of $1 100 under the one annual package fee of $395. 

The package also includes an optional offset account on variable loans to reduce the interest repayments you make on your mortgage and the convenience of an optional overdraft facility for variable rate loans.


Our Banking Package includes:

  • Choose between a variable or a fixed rate home loan
  • Borrow up to 100% LVR with no LMI
  • Optional offset transaction account with the variable rate home loan to reduce interest payments
  • A Platinum credit card that comes with premium rewards and benefits
  • Up to 5 loans in the one package, to easily manage your finances in one location
  • Everyday banking with the One Account, featuring a favourable interest rate on credit balances in your account, and an optional overdraft should you need it


BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The credit provider and issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. All BOQ Specialist Banking Package benefits are subject to the BOQ Specialist Banking Package Terms and Conditions and relevant product terms and conditions referred to therein. We reserve the right to cease offering these products at any time without notice. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the Terms and Conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

*These rates are indicative rates as at 31 August 2018, minimum loan size $500 000, on a 90% Loan to Value Ratio (LVR). Must be an investment property loan on a principal and interest loan structure. This special rate offer is subject to money market movements and can change without notification. If the rate does change, BOQ Specialist will offer you the most current special rate offer. To be eligible for our exclusive rates offer you need to lodge your application before 23 November 2018 and loan must settle on or before 21 December 2018. This offer is only available for new to bank clients and not refinances from BOQ and Virgin Money. This offer is exclusive and only available through your direct BOQ Specialist office.

The BOQ Specialist 2018 Spring Home Buying Competition is promoted by BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence no. 244616 ("BOQ Specialist"). The competition runs from 31 August 2018 to 23 November 2018. Entrants are eligible to win one Coco Republic voucher worth $5 000 AUD. To enter, participants must have received a conditional approval for their BOQ Specialist residential home loan by 23 November 2018. The winner will be drawn at 5:00pm AEST on 30 November 2018 at BOQ Specialist, Level 21, The Chifley Tower, 2 Chifley Square, Sydney NSW 2000. The Winner will be notified by telephone and email by 5 December 2018 and advertised in The Australian on 7 December 2018. By entering into this competition, you consent to the use of your personal information as described in the full terms and conditions found here. Promotions are not available in conjunction with any other offer. Authorised under permit numbers NSW: LTPS/18/27522  ACT: ACT TP 18/01660.