Credit cards

How can a BOQ Specialist credit card reward you?

We believe it's important to find the credit card that is right for you. Whether you are a doctor, dentist, vet, student or graduate, we have a credit card to match your personal and business needs.

Everyone likes to be rewarded. That’s why our credit cards come with an exciting range of premium benefits. You’ll find it’s easier than expected to earn, enjoy and relax.

Compare our credit cards

You can choose from and apply for two different BOQ Specialist Visa credit cards – Platinum and Signature. 


Platinum credit card with Qantas Points Signature credit card with Qantas Points
The BOQ Specialist Platinum card with Qantas Points offers a host of great benefits and earns uncapped rewards that can redeemed on a range of items to suit your needs, including flights, hotels and more. The BOQ Specialist Signature card with Qantas points offers exceptional benefits that earns uncapped Qantas Points on spend.

Features and Benefits
Complimentary Qantas Frequent Flyer membership
(saving A$99.50)
Complimentary Qantas Frequent Flyer membership
(saving A$99.50)
Complimentary travel insurance
Priority Pass airport lounge access
Concierge and Front Line Access provided by Visa
Personalised service and 24/7 purchase security through Verified by Visa and Orion
Visa Luxury Hotel Collection
Apple Pay
Google Pay
Reward Points
1 Qantas Point for every $2 spent on eligible purchases in Australia 1 Qantas Point for every $1 spent on eligible purchases in Australia up to 10 000 points per month and 0.5 points per $1 thereafter
1 Qantas Point for every $1 spent on eligible international purchases 1.5 Qantas Points for every $1 spent on eligible international purchases
_ 1.5 Qantas Points for every $1 spent on eligible international purchases
_ 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia.
_ Use the Signature credit card 10 times in the first two months and you could earn an additional
20 000 bonus Qantas Points
Fees and Charges
Fees per annum (p.a) $150 p.a $400 p.a
Days interest free Up to 55 days interest free Up to 55 days interest free
Minimum Income Requirement $60 000 (students exempt from minimum income requirement) $120 000
Minimum age 18 18
Minimum Credit Limit $6 000 $15 000

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  • Important Information

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      *Qantas Points
      You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points is subject to the Member Terms and Conditions. Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. See definition of Eligible Transaction in the BOQ Specialist Qantas Rewards Program Terms and Conditions. 

      +Signature bonus points offer
      To be eligible for the 20 000 bonus points offer, you must apply for, be approved and pay the full fee for a BOQ Specialist Signature card and make 10 eligible purchases within 60 days of opening your account. Reward points will be credited to the qualifying member account within two months of the tenth eligible purchase. The bonus points offer is available to new BOQ Specialist Signature credit cardholders only and is not available in conjunction with any other offer.

      BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into master policies for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances. You should consider the Insurance Terms and Conditions. Make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances.

      ^Visa Premium and Visa Concierge
      The Visa Premium and Visa Concierge are provided by a third party supplier. For details of this service refer to
      Platinum and Signature cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions. See for more information.
      Signature cardholders receive exclusive benefits at select hotels. Terms and Conditions apply, visit for more information.
      Platinum and Signature cardholders receive discounts on the published rates of the Airport Fast Track immigration service. Visit to book and to view the terms and conditions that apply

      **Priority Pass™
      One complimentary Priority Pass™ Standard Membership for the primary cardholder is a special feature of the BOQ Specialist Signature credit card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard membership. Please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. The primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge per calendar year. Any additional guests will be charged directly to you by Priority Pass™ at their ordinary price, currently US$27 per person per visit. Membership is subject to the Conditions of Use available at