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Savings accounts


Choose your best savings account

Whether you’re saving for something special or saving for a rainy day – our savings accounts offer competitive interest, the options of instant online access, access on 32 days notice, or flexible terms ranging from 30 days to 5 years with a term deposit.
 

32 day notice account offer

For a limited time, you could earn a competitive 5.00% p.a. variable interest rate for the first six months when you open and make a deposit into a new 32 Day Notice Account before 31 August 2024*. Access to your money after providing 32 days' notice.
 

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Private access account Notice account Term deposit
Make deposits and transfer funds at any time, requires no ongoing minimum balance and pays a competitive variable rate of interest on your entire balance.

Offers a competitive interest rate, that is calculated on the daily closing credit balance of your account and paid monthly, and gives you access to your money after providing 32 days notice. Looking for a dependable yield from your income or hard earned savings? Then a fixed term deposit could be an option to consider.


Features and benefits
Access to funds At any time 32 days notice At maturity
Competitive interest rate on credit balances Click here to view current rates Click here to view current rates Click here to view current rates
Deposits into your BOQ Specialist account at any time using a BSB and account number
Minimum balance requirements None None $10,000
No monthly account keeping fees
Transfer funds to linked designated accounts through online banking and our mobile app
Pay anyone functionality to another BSB and account number Nominated accounts only After a 32-day notice period At maturity
Withdrawals to internal BOQ Specialist accounts After a 32-day notice period At maturity
Flexibility to re-invest, add extra money or withdraw at the end of the term N/A
Access to the BOQ and ANZ branch network for depositing cheques and cash
24/7 service with our Client Service Centre

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Apply now

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Apply now

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  • Important Information

      The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      An introductory 0.50% p.a. additional variable interest rate is available for six months on top of the current 4.50% p.a. variable interest rate on balances of $5 million or less for new 32 Day Notice Accounts opened on or before 31 August 2024. After 6 months from the account opening date, the interest rate will revert to the 32 Day Notice Account standard variable rate on offer at that point of time. BOQ Specialist customers with existing 32 Day Notice Accounts are ineligible to take up this offer. Interest is calculated on the daily closing credit balance of your account and paid monthly. The interest rates are variable interest rates and may change at any time. We will notify you of interest rate changes in accordance with the Terms and Conditions. This is a limited time offer.