Savings accounts

Looking for a competitive interest savings account for business or personal goals? Choose an account you can instantly access or a fixed rate and fixed term deposit account – whatever suits your needs.{sub-heading}

Compare our bank accounts

Each BOQ Specialist bank savings account offers different features. Find the right fit and enquire online today.{sub-heading}

32 Day Notice account offer

32 Day Notice Account

Perfect if you’re saving for a big goal and don’t need everyday access, our 32 Day Notice Account offers a great rate and a simple way to save. Your funds are available with 32 days' prior notice.

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You can earn

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Variable interest rate

Term deposits

Secure a fixed term and watch your savings grow. Competitive interest rates and zero account keeping fees.

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You can earn

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90 day term deposit. Interest paid at maturity.

Private Access Savings Account

Get the best of both worlds: a competitive interest rate with instant access. Make deposits and transfer funds anytime with a Private Access Account.

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You can earn

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Variable interest rate

Compare our savings products

Beyond savings, we’re here to help with everyday banking, from transaction accounts to credit cards and more.

Private access account

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Make deposits and transfer funds at any time, requires no ongoing minimum balance and pays a variable rate of interest on your entire balance.

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32 Day Notice account

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Competitive interest rate, that is calculated on the daily closing credit balance of your account and paid monthly and gives you access to your money after providing 32 days' notice.

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Term deposit

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Looking for a dependable yield from your income or hard earned savings? Then a fixed term deposit could be an option to consider.

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Features and benefits {thead}
Access to funds
At any time
32 days' notice
At maturity
Competitive interest rate on credit balances
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Deposits into your BOQ Specialist account at any time using a BSB and account number
Minimum balance requirements
None
None
$1,000
No monthly account keeping fees
Transfer funds to linked designated accounts through online banking and our mobile app
Pay anyone functionality to another BSB and account number
After a 32-day notice period
At maturity
Withdrawals to internal BOQ Specialist accounts
After a 32-day notice period
At maturity
Flexibility to add extra funds
Access to the BOQ branch network for depositing cheques and cash
24/7 service with our Client Service Centre
Comes with a Private Access Account
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