Savings and term deposit interest rates
If you are deciding on opening a new savings or term deposit account, you need to know the current interest rates.
Then our fixed term deposit could be an option to consider.
You can manage your term deposits with self-service options now available via online banking. This means more flexibility in the way you choose the terms of your savings with options available between 3 months and 1 year. Interest rate for the renewed term will be the rate available on the day of maturity. Login to online banking to see what options are available to you.
*rates subject to change
Term deposits | Daily closing balance | Days at this balance |
---|---|---|
90 day term deposit |
0.40% p.a. fixed | Interest paid at maturity |
120 day term deposit |
0.30% p.a. fixed | Interest paid at maturity |
180 day term deposit |
0.50% p.a. fixed |
Interest paid at maturity |
270 day term deposit |
0.40% p.a. fixed |
Interest paid at maturity |
1 year term deposit |
0.50% p.a. fixed |
Interest paid at maturity |
2 year term deposit |
0.55% p.a. fixed |
Interest paid annually |
3 year term deposit |
0.60% p.a. fixed |
Interest paid annually |
4 year term deposit |
0.70% p.a. fixed |
Interest paid annually |
5 year term deposit |
0.80% p.a. fixed |
Interest paid annually |
If you are deciding on opening a new savings or term deposit account, you need to know the current interest rates.
Bank with peace of mind. Under the Financial Claims Scheme (FCS), certain deposits are protected up to a limit of $250 000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution (ADI) .
Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.
The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.