Commercial Property Loans

How can BOQ Specialist help with your commercial property loan?

When you have the opportunity to buy a property for your practice, our experience in lending for medical, dental and veterinary premises means we can offer highly competitive financing to help you make the most of your purchase.

We may lend up to 100% of the purchase price if you are buying as an owner-occupier, or up to 80% of the purchase price if you're buying purely as an investment property with no LMI. Our business loans are available with variable and fixed interest rate options. They can even be structured to your advantage through SMSF, partnership, company or trust entities.  

BOQ Specialist's commercial property loan offers:

  • Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment
  • Competitive commercial property loan interest rates
  • Fixed, variable and line of credit options to choose from
  • Flexible loan structures including interest-only for certain periods
  • Stand-alone financing linked to the property being financed
  • No Lender's Mortgage Insurance
  • Construction loans for purpose-built practice premises (not in SMSF)
  • Make repayments with your BOQ Specialist credit card and earn reward points

Borrowing through SMSF:

  • Lending via SMSF have different borrowing criteria
  • Borrow up to 90% of the purchase price for owner-occupied practice premises


BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The credit provider is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. We reserve the right to cease offering these products at any time without notice.

A 1.5% processing fee applies on the purchase price. Points are earned on eligible purchases only. Fixed term finance contract is to be approved prior to purchase. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to be made via BOQ Specialist Credit Card.