Commercial property loans

Looking for a commercial property loan?
We can help.

When you have the opportunity to buy a property for your practice, our experience in lending for medical, dental, veterinary and accounting premises means we can offer highly competitive financing to help you make the most of your purchase.

We may lend up to 100% of the purchase price if you are buying as an owner-occupier, or up to 80% of the purchase price if you're buying purely as an investment property with no LMI. Our business loans are available with variable and fixed interest rate options. They can even be structured to your advantage through SMSF, partnership, company or trust entities.  

Enquire now

Our commercial property loan offers:

  • Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment
  • Competitive commercial property loan interest rates
  • Fixed, variable and line of credit options to choose from
  • Loan terms up to 30 years
  • Flexible loan structures including interest-only repayments for up to 10 years
  • Stand-alone financing linked to the property being financed
  • Construction loans for purpose-built practice premises (not in SMSF)

Borrowing through SMSF:

  • Lending via SMSF have different borrowing criteria
  • Borrow up to 90% of the purchase price for owner-occupied practice premise

find out more


You may also be interested in

Want to know more?

  1300 160 160

Enquire now

Podcast: Commercial property - to rent or to buy?

As a practice owner, there can be many benefits in buying your practice premises as there can be when renting them. In this episode, we assess the pros and cons of each approach with commercial property expert, Dean Crozier from Health Project Services, and finance consultant, Thomas Wald from BOQ Specialist, and discuss why owning your practice premises can make good business sense in the long term.

Subscribe to our channel “check-up by BOQ Specialist”:
Apple iTunes

SMSF Handbook

Our SMSF Handbook has been designed to help medical , dental and veterinary professionals navigate the process of setting up and running a self-managed super fund. 



  • Important Information

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. Should you wish to obtain a copy of the Terms and Conditions relating to this product, please contact BOQ Specialist to obtain a copy before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.