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Commercial property loans

Your practice. Your property. 

Borrow up to 100% of the purchase price of your practice premises and save up to $2,000 on your valuation fee with our commercial property loan.*^

At BOQ Specialist, we want to make buying your own practice premises as easy as possible. That’s why our commercial property loans allow you to borrow up to 100% of the purchase price of your practice premises.*

For a limited time, we’re also waiving your valuation fee (up to $2,000) when you finance your commercial property purchase with us.^

We’ve helped many medical, dental and veterinary professionals secure their practice premises for over 30 years. Now, let us help you.
 

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Our commercial property loan offers:

  • Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment
  • Competitive commercial property loan interest rates
  • Fixed, variable and line of credit options to choose from
  • Flexible loan structures including interest-only for certain periods
  • Stand-alone financing linked to the property being financed
  • No Lender's Mortgage Insurance
  • Construction loans for purpose-built practice premises (not in SMSF)
  • Make repayments with your BOQ Specialist credit card and earn reward points#


Borrowing through SMSF:

  • Lending via SMSF have different borrowing criteria
  • Borrow up to 90% of the purchase price for owner-occupied practice premise
     

find out more

 

You may also be interested in

Want to know more?

  1300 160 160
 

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Podcast: Commercial property - to rent or to buy?

As a practice owner, there can be many benefits in buying your practice premises as there can be when renting them. In this episode, we assess the pros and cons of each approach with commercial property expert, Dean Crozier from Health Project Services, and finance consultant, Thomas Wald from BOQ Specialist, and discuss why owning your practice premises can make good business sense in the long term.

Subscribe to our channel “check-up by BOQ Specialist”:
Apple iTuneshttp://apple.co/38rEYDO
Spotify: http://spoti.fi/3mJLf2x
YouTube: https://bit.ly/2XvCjav

SMSF Handbook

Our SMSF Handbook has been designed to help medical , dental and veterinary professionals navigate the process of setting up and running a self-managed super fund. 

 

LEARN MORE

  • Important Information

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      #Asset finance on card
      A 1.5% processing fee applies on the purchase price. Points are earned on eligible purchases only. Fixed term finance contract is to be approved prior to purchase. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to be made via BOQ Specialist credit card.

      You should seek independent tax and accounting advice on the implications (including fringe benefits tax, goods and services tax and income tax) of your chosen finance option and earning (and subsequently redeeming) reward points on your equipment purchases with a BOQ Specialist credit card.

       *Subject to credit approval. The issuer of these products and services is BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (“BOQ Specialist”). Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions from boqspecialist.com.au before making any decision about whether to acquire the product. You should obtain independent financial, tax and legal advice as appropriate.

      ^Limited time offer only available for new commercial property finance applications received between 1 September 2021 and 30 November 2021 (inclusive) and that settle by 31 January 2022. Not available for the refinance, restructure or switches of commercial property loans within BOQ Group, which includes BOQ, ME Bank, Virgin Money (Australia) and BOQ Specialist. Client will be eligible for a waiver of the valuation fee (up to $2,000) upon settlement, provided the minimum total lending amount is at least $200,000. Other fees and charges may apply. This offer expires on 31 January 2022 and is subject to change without notice at the discretion of BOQ Specialist.