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Commercial property loans

Looking for a commercial property loan?
We can help

When you have the opportunity to buy a property for your practice, our experience in lending for medical, dental and veterinary premises means we can offer highly competitive financing to help you make the most of your purchase.

We may lend up to 100% of the purchase price if you are buying as an owner-occupier, or up to 80% of the purchase price if you're buying purely as an investment property with no LMI. Our business loans are available with variable and fixed interest rate options. They can even be structured to your advantage through SMSF, partnership, company or trust entities.  

 

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Our commercial property loan offers:

  • Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment
  • Competitive commercial property loan interest rates
  • Fixed, variable and line of credit options to choose from
  • Flexible loan structures including interest-only for certain periods
  • Stand-alone financing linked to the property being financed
  • No Lender's Mortgage Insurance
  • Construction loans for purpose-built practice premises (not in SMSF)
  • Make repayments with your BOQ Specialist credit card and earn reward points#


Borrowing through SMSF:

  • Lending via SMSF have different borrowing criteria
  • Borrow up to 90% of the purchase price for owner-occupied practice premise
     

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Want to know more?

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Podcast: Commercial property - to rent or to buy?

As a practice owner, there can be many benefits in buying your practice premises as there can be when renting them. In this episode, we assess the pros and cons of each approach with commercial property expert, Dean Crozier from Health Project Services, and finance consultant, Thomas Wald from BOQ Specialist, and discuss why owning your practice premises can make good business sense in the long term.

Subscribe to our channel “check-up by BOQ Specialist”:
Apple iTuneshttp://apple.co/38rEYDO
Spotify: http://spoti.fi/3mJLf2x
YouTube: https://bit.ly/2XvCjav

SMSF Handbook

Our SMSF Handbook has been designed to help medical , dental and veterinary professionals navigate the process of setting up and running a self-managed super fund. 

 

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  • Important Information

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      #Asset finance on card
      A 1.5% processing fee applies on the purchase price. Points are earned on eligible purchases only. Fixed term finance contract is to be approved prior to purchase. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to be made via BOQ Specialist credit card.

      You should seek independent tax and accounting advice on the implications (including fringe benefits tax, goods and services tax and income tax) of your chosen finance option and earning (and subsequently redeeming) reward points on your equipment purchases with a BOQ Specialist credit card.