Car loans

How can we help you drive away with the right car loan?

Buying a car is all about a multitude of choices – colours, makes, models and optional extras.

If a car gives you freedom of choice, why be limited to a car loan that doesn’t offer the same? We offer a wide choice of tailored car loan solutions and go to great lengths to give the financing that’s right for you.

Not only do we offer competitive interest rates and flexible repayment structures, our automatic approval and instant loan documentation process helps remove speed bumps along the way.

Upgrade or purchase a new car by 31 December 2023 and save $495 on establishment fees*

Between our limited time offer and end-of-year dealership promotions, there’s no better time to talk to us about your car finance needs.

Enquire now


Car loan benefits:

  • Tailored car loan repayments to suit your cash flow needs
  • Competitive car loan interest rates
  • Flexible terms of up to eight years
  • Available for both new and used vehicles
  • Option to finance for business or private use
  • Can be structured for an individual, company or trust
  • Use your BOQ Specialist credit card to purchase your car or make loan repayments and earn reward points at the same time. A 1.5% processing fee applies.

Talk to one of our financial specialists today for more information

Find a specialist

Want to know more?

  1300 160 160

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  • Important Information

      Credit provider is BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (“BOQ Specialist”). Terms and conditions, fees and charges and lending and eligibility criteria apply.

      *Limited time offer only available for new to bank motor vehicle finance applications received either directly or through a broker network. Available for chattel mortgage only. Applications must be received between 1 November 2023 and 31 December 2023 (inclusive) and must settle by 31 January 2024. Client will be eligible for a waiver of the establishment fee of $495. Other fees and charges may apply. Not available on internal refinances or rollovers. This offer expires on 31 December 2023.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      #Asset finance on card
      A 1.5% processing fee applies on the purchase price. Points are earned on eligible purchases only. Fixed term finance contract is to be approved prior to purchase. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to be made via BOQ Specialist credit card.

      You should seek independent tax and accounting advice on the implications (including fringe benefits tax, goods and services tax and income tax) of your chosen finance option and earning (and subsequently redeeming) reward points on your equipment purchases with a BOQ Specialist credit card.