Platinum Credit Card
The BOQ Specialist Platinum card is a niche credit card with exceptional benefits that earns Qantas Points1 or Velocity Points2 on spend and is exclusively available to doctors, dentists, vets and accountants.
Rewards
Tiered points earn rates on eligible Australian purchases
Earn rewards points on eligible purchases made in Australia, with tiered earn rates that apply each statement period. You can earn 0.4 Qantas Points1 or 0.4 Velocity Points2 for every $1 spent on eligible purchases in Australia up to $3 000 and 0.2 Points on the next $2,000 (up to $5,000 in total). Spend above $5,000 in a statement period does not earn points.
Earn points on eligible international purchases
0.5 Qantas Points1 or 0.5 Velocity Points2 for every $1 spent on eligible international purchases each statement period.
Complimentary membership
Complimentary Qantas Frequent Flyer membership, or register at no cost for the Velocity Frequent Flyer program as a BOQ Specialist credit cardholder.
Features
Bonus partner specials
Apple Pay
Google Pay
Concierge provided by Visa6
Complimentary Card Purchase and Buyers Advantage Cover5
Personalised service
24/7 purchase security through Visa Secure, Eftpos Secure and Orion
Fees and Charges
FAQs{yellow-border}
Didn't find what you were looking for? Go to our help and support page to find out more.{sub-heading}
What if my card is lost or stolen
Who do I contact about my credit card insurance policy
BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into a Group Policy for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances - Insurance Terms and Conditions. Make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances. BOQ Specialist does not guarantee this insurance. Chubb and BOQ Specialist only provide general advice and do not consider your objectives, financial situation or needs.
CHUBB insurance is available on 1300 170 180, or via email at BOQSpecialistEnquiries.AU@chubb.com
Fees and charges
Annual percentage rate: the annual percentage rate which will apply to the unpaid daily balance on your card account is 13.99% for Platinum Credit Card and 20.50% for Signature Credit Card, subject to any interest free period and any special promotions, if applicable.
Interest free period: An interest free period of 55 days applies to non‑cash advance transactions (such as purchases). The interest free period starts when your card account is opened and continues if you pay the full closing balance shown on each monthly statement by the due date. If you do not pay the closing balance in full by the due date, interest begins to accrue on the unpaid amount from the day after the due date. Interest‑free periods do not apply to cash advances or balance transfers.
Minimum payment required: If your closing balance on your monthly credit card statement shows an amount owing, you must pay the minimum amount owing by the due date shown on each monthly credit card statement on or before the due date, giving due consideration to processing times for each payment method. If the due date is not a business day, then it is due on the next business day. The minimum amount owing is calculated as the greater of $20 or 2% of the closing balance. If the closing balance is less than $20, then the full closing balance is payable. You must also pay any amount in excess of the credit limit if the credit limit is exceeded and any amount shown on the monthly credit card statement as overdue. These amounts are due and payable immediately.
Other fees and charges apply. A full list of credit card fees can be viewed here
Important Documents{yellow-border}
Additional card holder
PDF{sub-tag}
Secondary card request application
PDF{sub-tag}
Direct debit request
PDF{sub-tag}
Application for financial hardship
PDF{sub-tag}
Credit limit increase / decrease
PDF{sub-tag}
Google Pay FAQs
PDF{sub-tag}
Apple Pay FAQs
PDF{sub-tag}
Useful links{yellow-border}
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