What is a Target Market Determination?
A Target Market Determination (TMD) describes:
- the class of client that comprise the target market for the product
- any conditions or restrictions on how the product is distributed to retail clients
- events or circumstances where we will review the TMD for the product.
Why does BOQ Specialist need to make this TMD publicly available?
We are required to produce these TMDs to meet BOQ’s Design and Distribution obligations. The Design and Distribution obligations are intended to help consumers obtain appropriate financial products by requiring issuers and distributors to have a consumer centric approach to the design and distribution of products.
These documents are not a substitute for the product’s terms and conditions or other disclosure documents. Clients should refer to the product’s terms and conditions or other disclosure documents when making a decision about this product. The TMDs, and further information on our products, can be found via the links below or by contacting us.
Links to BOQ Specialist's TMDs
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BOQ Specialist Chattel Loan
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BOQ Specialist Banking Package Home Loan
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BOQ Specialist Basic Home Loan
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BOQ Specialist Personal Loan
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BOQ Specialist Secured Professional Overdraft
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BOQ Specialist Everyday Plus Account
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BOQ Specialist Term Deposit Account
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BOQ Specialist One Account (with optional overdraft facility)
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BOQ Specialist Private Access account
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BOQ Specialist Notice Account
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BOQ Specialist Signature Credit Card
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BOQ Specialist Platinum Credit Card
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BOQ Specialist Foreign Currency Savings Account
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BOQ Specialist Foreign Currency Term Deposit Account
If you would like a copy of a past version of a TMD that does not appear on this page, please contact us on 1300 160 160.