Welcome back
The last time you visited, you were looking at: 
Home loans
We are proud to be your gold finance partner.
At BOQ Specialist, being a member of the AVA has its rewards. For over 25 years, vets have been putting their trust in BOQ Specialist. Over time we have developed a comprehensive connection to and understanding of the veterinary business. What’s more, we realise the importance of making the right financial decisions during your veterinarian career to secure the best possible future. Whether you require personal financial solutions or business solutions for your veterinary practice, we work with you to tailor our unique products and services to meet your specific needs.
As an AVA member, you’re entitled to some great benefits including:
2.60% p.a. 180 day fixed term deposit
Enjoy the benefit of earning a higher rate of return than traditional transactional accounts, with our exclusive rate for new funds to bank for AVA members.
View offer >
We have %n %t matching your filters:
You’ll have access to fixed or variable rates available with competitive pricing. Enjoy an optional offset transactional account available on variable home loans to help minimise your interest payments.
Exclusive benefit to AVA members:
First year banking package fee ($395) waived*
*Applicable for loans over $300,000.
BOQ Specialist offers a range of savings and transactional accounts with consistently competitive rates of interest. Our savings accounts are available in both Australian Dollar and a range of major foreign currencies.
Our credit cards give you all the benefits of a globally accepted card with a range of excellent rewards. Choose between the Qantas Frequent Flyer or Velocity Frequent Flyer programs and earn points in your chosen rewards program on eligible everyday spend.
Exclusive benefit to AVA members:
No annual fee on our Platinum card for the life of the card (saving $150 p.a.)
Reduced annual fee of $250 on our Signature card for the life of the card (saving $150 p.a.)
Discuss your personal loan needs with one of our specialists. AVA members can open a One Account with an overdraft facility to suit their own needs.
AVA members looking to purchase commercial property as part of their SMSF plans can do so with varying security, guarantee and borrowing options. Borrow up to 90% of the required finance on commercial property.
Our personalised service and exclusive vehicle finance offers are designed to get AVA members on the road sooner
We have %n %t matching your filters:
We offer loans for AVA members buying into commercial properties for their own business and investing in commercial properties. We will lend up to 100% for the purchase of practice premises and up to 90% for the purchase of commercial investment properties.
We are pleased to offer AVA members tailored lease payments and the option to finance a wide range of asset types. AVA members can choose from low start, upfront or stepped payment options when considering finance options for practice assets such as x-ray machines, computers, or vehicles.
Exclusive benefit to AVA members:
A reduced application fee of $195 (saving of $200)
Our understanding of AVA members means we can offer loan products designed to help you invest in property via your SMSF. We can lend AVA members up to 90% of the purchase price of your own practice if the loan is secured against the property and guaranteed by yourself and the SMSF trustee.
BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.
^ applicable only for loans above $300 000
