Commercial lending
Effective: 6 February 2026
Loans and Overdrafts{grey-row}
Effective
Rate
Variable base rate
{boqs-business-loans||301AUD||effective-from}
{boqs-business-loans||301AUD||new-int-rate}% p.a.
Overdraft base rate
{boqs-business-loans||214AUD||effective-from}
{boqs-business-loans||214AUD||new-int-rate}% p.a.
Escrow base rate
{boqs-business-loans||304AUD||effective-from}
{boqs-business-loans||304AUD||new-int-rate}% p.a.
Residential lending
* A negative or positive margin may apply to the rate to determine the annual percentage rate.
Effective: 6 February 2026
Owner occupied home loan{grey-row}
Effective
Rate
Variable principal and interest home rate
{boqs-digital-home-loans||143AUD||effective-from}
{boqs-digital-home-loans||143AUD||new-int-rate}% p.a.
Variable interest only home rate
{boqs-digital-home-loans||153AUD||effective-from}
{boqs-digital-home-loans||153AUD||new-int-rate}% p.a.
Residential investment home loan{grey-row}
Effective
Rate
Variable principal and interest home rate
{boqs-digital-home-loans||146AUD||effective-from}
{boqs-digital-home-loans||146AUD||new-int-rate}% p.a.
Variable interest only home rate
{boqs-digital-home-loans||156AUD||effective-from}
{boqs-digital-home-loans||156AUD||new-int-rate}% p.a.
Line of credit{grey-row}
Effective
Rate
Variable line of credit
{boqs-digital-home-loans||231AUD||effective-from}
{boqs-digital-home-loans||231AUD||new-int-rate}% p.a.
Variable interest only line of credit
{boqs-digital-home-loans||231AUDb||effective-from}
{boqs-digital-home-loans||231AUDb||new-int-rate}% p.a.
Plus Home Loan{grey-row}
Effective
Rate
Variable principal and interest plus home rate
{boqs-digital-home-loans||144AUD||effective-from}
{boqs-digital-home-loans||144AUD||new-int-rate}% p.a.
Variable interest only plus home rate
{boqs-digital-home-loans||154AUD||effective-from}
{boqs-digital-home-loans||154AUD||new-int-rate}% p.a.
Variable principal and interest plus investor rate
{boqs-digital-home-loans||147AUD||effective-from}
{boqs-digital-home-loans||147AUD||new-int-rate}% p.a.
Variable interest only plus investor rate
{boqs-digital-home-loans||157AUD||effective-from}
{boqs-digital-home-loans||157AUD||new-int-rate}% p.a.
Residential Top Up Loan (B6 Agreement){grey-row}
Effective
Rate
Variable principal and interest top up home rate
{boqs-digital-home-loans||150AUD||effective-from}
{boqs-digital-home-loans||150AUD||new-int-rate}% p.a.
Variable interest only top up home rate
{boqs-digital-home-loans||160AUD||effective-from}
{boqs-digital-home-loans||160AUD||new-int-rate}% p.a.
Variable principal and interest top up investor rate
{boqs-digital-home-loans||149AUD||effective-from}
{boqs-digital-home-loans||149AUD||new-int-rate}% p.a.
Variable interest only top up investor rate
{boqs-digital-home-loans||159AUD||effective-from}
{boqs-digital-home-loans||159AUD||new-int-rate}% p.a.
Basic Home Loan - Owner Occupied{grey-row}
Effective
Rate
Variable principal and interest home rate
{boqs-digital-home-loans||161AUD||effective-from}
{boqs-digital-home-loans||161AUD||new-int-rate}% p.a.
Variable interest only home rate
{boqs-digital-home-loans||163AUD||effective-from}
{boqs-digital-home-loans||163AUD||new-int-rate}% p.a.
Basic Home Loan - Investment{grey-row}
Effective
Rate
Variable principal and interest investor rate
{boqs-digital-home-loans||162AUD||effective-from}
{boqs-digital-home-loans||162AUD||new-int-rate}% p.a.
Variable interest only investor rate
{boqs-digital-home-loans||164AUD||effective-from}
{boqs-digital-home-loans||164AUD||new-int-rate}% p.a.
Residential Top Up Loan{grey-row}
Effective
Rate
Residential top up base rate
{boqs-digital-home-loans||150AUD||effective-from}
{boqs-digital-home-loans||150AUD||new-int-rate}% p.a.
Consumer lending
Consumer Overdrafts{grey-row}
Effective
Rate
Variable One-Account Overdraft
Rate
Rate
{boqs-digital-home-loans||204AUDb||effective-from}
{boqs-digital-home-loans||204AUDb||new-int-rate}% p.a.
Variable Personal Overdraft Rate
{boqs-business-loans||203AUD||effective-from}
{boqs-business-loans||203AUD||new-int-rate}% p.a.