Commercial lending
Effective: 7 March 2025
| Loans and Overdrafts | Effective | Rate |
|---|---|---|
| Variable base rate | 07/03/2025 | 8.35% |
| Overdraft base rate | 07/03/2025 | 8.45% |
| Escrow base rate | 07/03/2025 | 10.45% |
Residential lending
* A negative or positive margin may apply to the rate to determine the annual percentage rate.
Effective: 10 November 2023
| Owner occupied home loan | Effective | Rate |
|---|---|---|
Variable principle and interest home rate |
10/11/2023 | 9.37% |
| Variable interest only home rate | 10/11/2023 | 9.91% |
| Residential investment home loan | Effective | Rate |
| Variable principle and interest home rate | 10/11/2023 | 10.02% |
| Variable interest only home rate | 10/11/2023 |
10.40% |
| Line of credit | Effective | Rate |
| Variable line of credit | 10/11/2023 | 9.86% |
| Variable interest only line of credit | 10/11/2023 | 10.35% |
| Plus Home Loan | Effective | Rate |
| Variable principal and interest plus home rate | 10/11/2023 | 9.19% |
| Variable interest only plus home rate | 10/11/2023 | 9.24% |
| Variable principal and interest plus investor rate | 10/11/2023 | 9.73% |
| Variable interest only plus investor rate | 10/11/2023 | 9.73% |
| Residential Top Up Loan (B6 Agreement) | Effective | Rate |
| Variable principal and interest top up home rate | 10/11/2023 | 9.33% |
| Variable interest only top up home rate | 10/11/2023 | 9.42% |
| Variable principal and interest top up investor rate | 10/11/2023 | 9.77% |
| Variable interest only top up investor rate | 10/11/2023 | 9.81% |
| Basic Home Loan - Owner Occupied | Effective | Rate |
| Variable principal and interest home rate | 10/11/2023 | 7.77% |
| Variable interest only home rate | 10/11/2023 | 8.53% |
| Basic Home Loan - Investment | Effective | Rate |
| Variable principal and interest investor rate | 16/06/2023 | 7.84% |
| Variable interest only investor rate | 16/06/2023 | 8.55% |
| Residential Top Up Loan | Effective | Rate |
| Residential top up base rate | 16/06/2023 | 7.91% |
Consumer lending
| Consumer Overdrafts | Effective | Rate |
|---|---|---|
| Variable One-Account Overdraft Rate |
01/05/2025 | 14.19% |
| Variable Personal Overdraft Rate | 01/05/2025 | 8.35% |
