Take a different view

There has never been a better time to review your current home loan


With a competitive interest rate, exceptional service and a dedicated financial specialist to assist you, revisiting your current home loan could come with a host of benefits.

Owner occupied: 

2.29%p.a*

2 year fixed rate

3.29% p.a**

Comparison rate

Available on principal and interest home loans for owner occupiers on loans that settle by 30 September 2020

Investment:

2.59%p.a~

2 year fixed rate

3.49% p.a**

Comparison rate

Available on principal and interest home loans for investment on loans that settle by 30 September 2020

 

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Built by experts

Our Banking Package offers more than just a home loan, combining a range of great features including:

  • A Platinum credit card with premium rewards and benefits;
  • An everyday transactional account (One Account) which earns a favourable rate of interest on credit balances in your account;+
  • Up to five loan accounts in the one package, so you can easily manage your finances in one facility; and
  • The ability to set up Company and Trust borrowing structures

 

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For more information about our Banking Package and our tailored home loan solutions for medical, dental, veterinary speak to your local finance specialist today. 
  • Important Information

      The credit provider and issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. All BOQ Specialist Banking Package benefits are subject to the BOQ Specialist Banking Package Terms and Conditions and relevant product terms and conditions referred to therein. We reserve the right to cease offering these products at any time without notice. You should consider the Terms and Conditions before making any decision about whether to acquire the product. 

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      These rates are available for applications received until 31 August 2020. Maximum LVR up to 80%. Not available for Interest only lending. Not available for the refinance or restructure of existing BOQ Specialist loans, construction home loans or Self-Managed Super Fund loans. This offer is only available for new funds to bank. See below for additional terms and conditions that apply.

      *These rates are indicative rates as at 23 June 2020, minimum loan size $500 000, on an 80% Loan to Value Ratio (LVR). Must be an owner occupied property loan on a principal and interest loan structure. This special rate offer is subject to money market movements and can change without notification. If the rate does change, BOQ Specialist will offer you the most current special rate offer. To be eligible for our exclusive rates offer you need to lodge your application before 31 August 2020 and loan must settle on or before 30 September 2020. This offer is only available for new to bank loans and not refinances from BOQ and Virgin Money. This offer is exclusive and only available through your direct BOQ Specialist office.

      **Comparison rates are calculated on the basis of secured credit of $150 000 over a 25 year term on an 80% Loan to Value Ratio (LVR). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

      ~These rates are indicative rates as at 23 June 2020, minimum loan size $500 000, on an 80% Loan to Value Ratio (LVR). Must be an investment property loan on a principal and interest loan structure. This special rate offer is subject to money market movements and can change without notification. If the rate does change, BOQ Specialist will offer you the most current special rate offer. To be eligible for our exclusive rates offer you need to lodge your application before 31 August 2020 and loan must settle on or before 30 September 2020. This offer is only available for new to bank loans and not refinances from BOQ and Virgin Money. This offer is exclusive and only available through your direct BOQ Specialist office.