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Personal loan package

Personal loans for medical graduates 

Whether you’re looking to purchase a new car for your internship placement, consolidate your debts or even take a holiday post-graduation, we can help take the pressure off your finances so you can focus on what matters most. Offering personalised and flexible options, our Personal Loan Package has been designed to assist medical graduates with the transition from medical school to the workforce.


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Our Personal Loan Package includes:

Personal Loan 

  • Borrow from $5 000 to $15 000 with no ongoing fees
  • Fixed rate of interest for the life of the loan (1-5 years)
  • Choose the frequency of your repayments (weekly, fortnightly or monthly
  • Dedicated personal banker and 24/7 local Client Service Centre 

One Account 

  • An everyday bank account with no establishment or ongoing account keeping fees
  • Free ATM withdrawals at BOQ branded ATM’s as well as the four major banks Australia wide
  • Bonus interest rate awarded above the standard variable rate on credit balances, up to and including $20 000 (applicable until 30 June of the year after you graduate)

Platinum credit card (optional)

  • Earn Qantas Points* on your everyday purchases with our Platinum credit card.  
  • No annual fee on the credit card for the first year (save $150)
  • Access up to $6 000
  • Extensive range of additional card benefits including complimentary travel insurance~, concert ticket pre-sales and concierge services

Want to know more?

  1300 160 160

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  • Important Information

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      *Qantas Points
      You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points is subject to the Member Terms and Conditions. Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. See definition of Eligible Transaction in the BOQ Specialist Qantas Rewards Program Terms and Conditions. 

      BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into master policies for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances. You should consider the Insurance Terms and Conditions. Make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances.