$0 establishment fee*

On new eligible practice purchase and commercial property loans. Limited time. T&Cs apply. Other fees and charges may apply.*{sub-heading}

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We’ve been helping practitioners achieve the dream of owning their practice and the premises for over 30 years – and for a limited time you can enjoy complimentary establishment fees on eligible practice purchase and commercial property loans*, to help you achieve that dream, while reducing upfront costs.

Here is a summary of the eligibility criteria:

If you're ready to take the next step, our specialist team is here to help.

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Our commercial property loan offers:

  • The ability to borrow up to 100% of the purchase price to buy your own practice premises^
  • Competitive commercial property loan interest rates
  • Fixed, variable and line of credit options to choose from
  • Loan terms up to 30 years
  • Flexible loan structures including interest-only repayments for up to 10 years
  • Structure the loan through an SMSF, partnership, company or trust entities

Our goodwill and practice purchase loan features:

  • Borrow up to 100% of the purchase price of an existing practice, or a share in a partnership^
  • Secure against goodwill and equipment, rather than against your home or other real property
  • Any existing partners remain unaffected as we only take security interest over your share of the partnership
  • Choose a flexible loan structure and repayment terms to suit your cash flow needs
  • Loan terms up to 15 years
  • Interest only repayments available up to three years
  • Competitive fixed and variable rate options

Important Information

The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

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Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

Products and services offered by BOQ Specialist are issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616. (BOQ). Lending criteria, T&Cs and fees apply. Full terms and conditions available at any BOQ branch or by contacting your BOQ Specialist relationship manager. ^Small and Medium Business, security type and loan purpose eligibility criteria applies (‘SME eligibility criteria’). Where the SME eligibility criteria is not met, the maximum loan term and LVR offered may change.

*Limited time no application/establishment fee offer is available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Market Rate Loan, Business Overdraft and One Account for Business (with overdraft) applications received between 2 March 2026 and 30 June 2026 (inclusive) and that fund by 31 August 2026. Only available for new borrowing between $1,000,000 and $5,000,000. Excludes internal refinances, increases to existing BOQ loans, loans for the purpose of property development, construction and land acquisition (land acquisitions for the purposes of primary production are included). Other fees and charges (including government charges) may be payable. This offer expires on 30 June 2026 and is subject to change without notice at the discretion of BOQ acting reasonably. It is not available in conjunction with any other offers, packages or promotions.