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Up to $5K in valuation fees waived*

on eligible business loan applications.
*Limited time. T&Cs apply.

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We’ve been helping practitioners achieve the dream of owning their practice and the premises for over 30 years – and for a limited time we could help you achieve that dream with up to $5,000 in valuation fees waived on new eligible business loan applications for practice purchase or commercial property plus we will make a $500 donation to a BOQ charity partner of your choice, because BOQ Specialist is the bank of helping more than just your practice thrive.*

So, if you're ready to take the next step, our specialists are ready to help.


What’s the offer?

Apply for a new eligible BOQ Specialist practice purchase or property loan between 18 August and 31 December 2025, and fund by 28 February 2026, to receive a valuation fee waiver of up to $5K. Plus, we will make a $500 donation to a BOQ charity partner of your choice.*


Eligible Loan Types:^

  • Business Term Loan (Commercial Property and Goodwill)
  • Market Rate Loan
  • One Account Overdraft (For Business)


Key details:

  • New lending between $750,000 and $10 million
  • One offer per application (waiver + donation)
  • Valuation fees vary and may become payable if loan doesn't fund by 28 February 2026
  • $500 donation made by BOQS after promo ends; no tax benefit to customer

 

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Our commercial property loan features:

  • The ability to borrow up to 100% of the purchase price to buy your own practice premises
  • Competitive commercial property loan interest rates
  • Fixed, variable and line of credit options to choose from
  • Loan terms up to 30 years
  • Flexible loan structures including interest-only repayments for up to 10 years

Our goodwill and practice purchase loan features:

  • Borrow up to 100% of the purchase price of an existing practice, or a share in a partnership^
  • Secure against goodwill and equipment, rather than against your home or other real property
  • Any existing partners remain unaffected as we only take security interest over your share of the partnership
  •  Flexible loan structure and repayment terms to suit your cash flow needs
  • Loan terms up to 15 years
  • Interest only repayments available up to three years

Our charity partners

Beyond Blue

Beyond Blue is one of Australia’s most trusted mental health organisations, providing information, support and hope to those who need it.

Orange Sky

Orange Sky supports people experiencing homelessness and hardship by providing free mobile laundry and showers, with volunteers creating safe, welcoming spaces for those often disconnected from their community.

LifeFlight

LifeFlight provides rapid response aeromedical care to critically ill and injured patients, transporting anyone, anywhere, anytime for lifesaving medical attention. 

Rural Aid

Rural Aid’s vision is to safeguard farming and rural communities before, during and after natural disasters by offering farmers, their families and their rural communities the support they need when disaster strikes.

  • Important Information

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      *The valuation fee waiver of up to $5,000 and the BOQ $500 charitable donation are available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Business Overdraft, Market Rate Loan and One Account Overdraft (For Business) applications received between 18 August 2025 to 31 December 2025 (inclusive) and that fund by 28 February 2026. The application must have minimum new borrowing of $750,000 and maximum new borrowing of $10,000,000. Excludes internal refinance, increases to existing loans, and loans for the purpose of property development and construction and land acquisition (except where the loan purpose is for primary production). If there are multiple loans under a single qualifying lending application, then the applicant will only be eligible for one waiver up to $5,000 and BOQ will only make one $500 donation. Valuation fees are variable. The amount of the waiver is subject to the final amount of valuation fees. If the loan does not fund by 28 February 2026, then the applicant acknowledges that the valuation fees incurred by BOQ may become payable by the applicant. For each qualifying lending application, BOQ will donate $500 to a charity selected by the customer from BOQ’s list of charity partners. If a charity is not selected, then BOQ will evenly distribute the $500 across all charity partners. This donation is made directly by BOQ to the nominated charity when this promotion ends, and customers shall not receive any tax benefits from this donation. Applicants should seek their own tax advice in relation to the waiver. BOQ retains the right to terminate or modify this offer at its discretion (acting reasonably) without prior notice.

      ^Terms, conditions and credit criteria apply.