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RANZCO22 exclusive offers

Finance your car with us and pay no establishment fees*

Our team of experts have been providing tailored car finance solutions to medical professionals for over 30 years.

At BOQ Specialist, our extensive experience in providing tailored finance solutions to medical professionals means we have a proven track record when it comes to motor vehicle finance. That’s why as a RANZCO National Congress delegate, you will pay no establishment fees (saving $495) for car purchases financed with us before 31 January 2023.*

Finding the perfect car loan and car finance option for you is all part of our personalised service. Not only can we offer competitive rates, we can also offer flexible repayment structures to suit your needs. We can even help structure a car finance lending solution that matches your business needs too.  So if you have your eye on a new car, we'd love to help you finance the purchase.

Our car loan benefits:

  • Car loan repayments to suit your cash-flow
  • Structured car loan options including car finance lease, chattel mortgages and novated lease
  • Competitive car loan interest rates
  • Fixed terms of up to eight years
  • Car finance available for both new and used vehicles
  • Loans can be structured with or without balloon payments
  • Option to finance for business or private use
  • Can be structured for an individual, company or trust
     

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Let your investment property portfolio bloom and get up to $3 000 cash back when financing with us^

Whether you’re a first-time investor, adding to your portfolio, or refinancing, spring is the perfect time to make a move. With us, your property portfolio is set to flourish, offering you competitive interest rates on our basic investment home loan, as well as no Lenders Mortgage Insurance. Plus, for a limited time pay no application or monthly fees~

The BOQ Specialist Basic Investment Home Loan has been designed to keep things simple, including the following features:

  • Access to a redraw facility to help manage surplus funds
  • 24/7 support through our Client Service Centre
  • You can also benefit from an optional transactional account. Our One Account helps to manage your everyday banking, which features a favourable interest rate on credit balances in your account#

Our team of dedicated lending specialists can help you navigate the property lending process and match you with an investment home loan that best meets your needs.


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  • Important Information

      *Credit provided by BOQ Specialist – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence no. 244616 (“BOQ Specialist”). Lending and eligibility criteria, T&Cs and fees and charges apply. Subject to credit approval. 

      *Limited time offer is only available to RANZCO22 Brisbane delegates who must register on stand, either directly or through a broker network, to be eligible. Finance for new to bank car purchases only via chattel mortgage must settle on or before 31 January 2023. Not available on internal refinances or rollovers within BOQ Group, which includes BOQ, ME Bank, Virgin Money (Australia) and BOQ Specialist. Minimum finance amount of $20,000, no maximum lending amount. This offer expires on 31 January 2023 and is subject to change without notice at the discretion of BOQ Specialist.

      Let your investment property portfolio bloom and get up to $3000 cash back when financing with us.^      

      ^ $3 000 cashback offer available for new investor home loan applications over the value of $1M, maximum 80% LVR, for applications received by 31 December 2022 and settled by 31 January 2022. This offer is open to Australian residents aged 18 and over who are RANZCO 2022 delegates in Brisbane, taking out a new eligible home loan directly with BOQ Specialist. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, Virgin Money (Australia), ME Bank and BOQ Specialist. An applicant will be eligible for a maximum of one cashback payment during the offer period, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans meets the relevant criteria for the cashback offer (see above). Clients who have previously received a similar cashback payment from BOQ Specialist will be ineligible for this offer. The cashback will be paid to the applicant’s BOQ Specialist transaction account within 30 days of the settlement date. For multiple home loan applicants the BOQ Specialist account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not have an existing BOQ Specialist transaction account, one must be opened. This offer can be amended and/or withdrawn by BOQ Specialist at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement.

      ~ Limited time offer available for new to bank lending applications received between 28 October 2022 until 31 December 2022 and which settle by 31 January 2023. Eligible applications will receive a monthly waiver of the home loan fee (currently $10) for the life of the loan and waiver of the home loan application fee (currently $495).

      * This rate is only available to new to bank funds and eligible RANZCO delegates who attend RANZCO Brisbane on 28 October 2022 - 1 November 2022. Not available for the refinance or restructure of existing BOQ Specialist loans, nor refinances from BOQ, Virgin Money or ME Bank, construction home loans or self-managed super fund loans. Not available for interest only loans. These rates are indicative rates as at 28 October 2022. This special rate offer is subject to money market movements and can change without notice. If the rate does change, BOQ Specialist will offer you the most current special rate offer. This offer is exclusive and only available directly through BOQ Specialist.

      ** Comparison rates are calculated on the basis of secured credit of $150 000 over a 25 year term on a 60% Loan to Value Ratio (LVR). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.