Personal loans with flexible options to suit your needs

Whether you’re looking to consolidate outstanding debts, planning a special event or to take a well deserved holiday, our unsecured personal loan can help to take the pressure off your finances, so you can focus on what matters most.

Offering flexible repayment options with a linked transactional account and no ongoing fees, our personal loan has been designed with medical professionals in mind and can be tailored to best suit your individual needs. The package also allows you to salary sacrifice your repayments if eligible, which may have tax benefits depending on your personal circumstances.

Personal loan package features:

  • Borrow from $5 000 to $30 000+
  • Choose the frequency of your repayments
  • May be able to salary sacrifice repayments (if eligible)^
  • Includes a transactional bank account, with optional Visa debit card
  • Easy access to your funds via online banking and our mobile app
  • Dedicated personal banker and 24/7 local Client Service Centre


Fees and charges:

  • Fixed rate of interest for the life of the loan (1-5 years)
  • Establishment fee of $445
  • No ongoing annual or account keeping fees




Applying online is easy and only takes 10 minutes

Step 1: Select “Apply Now”

Step 2: Have your identification on hand (drivers licence, passport, Medicare card) 

Step 3: Enter your details and provide your ID

Step 4: Get a confirmation email when we receive your application

^BOQ Specialist is not able to give tax advice and you should obtain independent financial and tax advice as appropriate.

BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The issuer of these products and services is BOQ Specialist. +Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. We reserve the right to cease offering these products at any time without notice.