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One Account student offer

We're here with you, every step of the way 

After working with medical professionals for over 30 years, we understand the journey you are on to reach your career goals.

Whether you're at the beginning of your degree or you're about to graduate, we have a range of products to suit your needs and our One Account has been designed to help get you started.

Apply now


One Account features
An account with a Visa debit card for everyday banking

  • No monthly, annual or ongoing account keeping fees
  • Competitive interest rate on your savings balance
  • Visa debit card with Apple Pay1 and Google Pay2 so you can enjoy an easy, fast and secure way to pay with the devices you use everyday
  • Easy access to your account via online banking and our mobile app
  • Optional overdraft facility available for penultimate* and final year students
  • A dedicated financial specialist and access to our Client Service Centre - available 24 hours a day, 7 days a week



  • Important Information

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      1. Apple Pay - Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Apply Pay Terms and Conditions are available here 
      2. Google Pay - Android, Google Pay, and the Google Logo are trademarks of Google LLC. Google Pay Terms and Conditions are available here 
      * Eligible to full time medical, dental and veterinary students from the beginning of their second semester in the penultimate year of study at an Eligible Australian University. Subject to credit approval. Other fees and charges may apply