Financial solutions for RACGP members

For over 30 years, medical professionals have chosen to trust BOQ Specialist with their finances. During this time, we have developed a deep understanding of the unique financial needs of GPs and have designed a distinctive range of products and services to suit. Whether you require personal banking products or business solutions for your medical practice, we will work closely with you to help you achieve your personal and professional ambitions.

As an RACGP member, you’re entitled to some great benefits^{^} including:

Reduced documentation fee on commercial property loans and goodwill loans (saving $400)
Reduced documentation fee on asset finance such as car, equipment or practice fit-out (saving $200)
Home loan banking package annual fee waived for the first year (saving $495)^*
Reduced annual fees on our Signature credit cards (saving up to $150 p.a.)

Current benefits for RACGP members^{^}{yellow-border}

Commercial property loans

Our commercial property loans allow you to borrow up to 100% of the purchase price of your own practice premises, or up to 80% of the purchase price for a commercial investment. You can also structure to your advantage through a self-managed super fund, partnership, company or trust entity.

Enquire now

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Equipment and fit-out finance

We are pleased to offer RACGP members tailored equipment finance and practice fitout finance options, on a wide range of asset types. Choose from low start, upfront or stepped payment options when considering finance for medical equipment and practice assets, such as furniture, computers or specialised equipment.

Exclusive benefit for RACGP members:

A reduced documentation fee of $295 fee (saving $200)

Enquire now

Goodwill loans

Our extensive experience in lending to GPs means that we understand the value of your profession and are able to lend up to 100% of the purchase price of an existing practice, or a share in a partnership, using goodwill as security rather than your home. Our practice purchase loans also offer flexible repayment terms to suit your cash flow needs and competitive fixed or variable interest rates.

Exclusive benefit for RACGP members:

A reduced documentation fee (saving $400)

Enquire now

Car loans

We are pleased to be able to offer RACGP members a wide choice of tailored car finance solutions. Not only can we offer competitive car finance interest rates, we can offer flexible repayment structures to suit your needs.

Exclusive benefit for RACGP members:

A reduced documentation fee of $295 fee (saving $200)

Enquire now

Home loans

More than just a home loan, our Home Loan Banking Packagecombines your home loan with a credit card and an everyday bank account, all for one annual package fee. Choose between competitive fixed or variable rates as well as an optional offset transactional account to reduce interest repayments.

Exclusive benefit to RACGP members:

Annual banking package fee waived for the first year (saving $495)^*

Enquire now

Credit card

Our credit cards give you all the benefits of a globally accepted card with a range of excellent rewards. You also have the option to choose between Qantas or Velocity Frequent Flyer programs and earn Qantas Points or Velocity Frequent Flyer Points on your everyday transactions.^~

Exclusive benefits to RACGP members

Reduced annual fee of $250 on our Signature card for the first three years (saving $150 p.a.)

Apply now

BOQ Specialist / RACGP Foundation research grant

BOQ Specialist is proud to support the RACGP Foundation and the wider network of medical professionals working in general practice. Together, we have established the BOQ Specialist / RACGP Foundation research grant to encourage innovation in preventative healthcare in general practice. We both recognise the pivotal role that general practitioners play in promoting good health, providing preventative care and facilitating early detection and intervention.

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