Financial solutions for RACGP members

Secure your location. Secure your future. 

Own your practice premises with a BOQ Specialist commercial property loan and borrow up to 100% of the purchase price with no establishment fees.*

At BOQ Specialist, we want to make buying your own practice premises as easy as possible.

Our commercial property loans allow you to borrow up to 100% of the purchase price of your practice premises, with no Lender’s Mortgage Insurance. Plus, as an exclusive offer for those attending Practice Owners Conference 2021, we’ll also waive your establishment fees (saving up to $2,500) when you finance your commercial property purchase with us before 31 August 2021.^

We’ve helped many GPs invest in their future for over 30 years. Now, let us help you.


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At BOQ Specialist, being an RACGP member has its rewards.

For over 30 years, medical professionals have chosen to trust BOQ Specialist with their finances. During this time, we have developed a deep understanding of the unique financial needs of GPs and have designed a distinctive range of products and services. Whether you require personal banking products or business solutions for your medical practice, we will work closely with you to help you achieve your personal and professional ambitions.

Current offers for RACGP members

  • One Account with overdraft

    Our credit cards give you all the benefits of a globally accepted card with a range of excellent rewards. Earn Qantas Frequent Flyer Points on eligible everyday spend.

    Exclusive benefits to RACGP members:

    • Reduced annual fee of only $50 on our Platinum card (saving $100 p.a.)
    • Reduced annual fee of $250 on our Signature card (saving $150 p.a.)

    Apply now

  • Home loans

    Your degree will open many doors, including ours. As a RACGP member, you are eligible for additional benefits as part of our exclusive student and graduate banking offers.

    Exclusive benefit for RACGP members:

    • No annual fee on our Platinum card until you are qualified and begin working, then only pay a reduced fee of $50 p.a. for the life of the card
    • 1 500 bonus reward points awarded when you pay for your RACGP membership on your Platinum card 


    Apply now

  • Car loans

    The One Account is a unqiue transaction account that pays a competitive rate of interest on credit balances as well as giving you access to an optional overdraft facility. 

    Exclusive benefit to RACGP members:

    Apply now

  • Equipment and asset finance

    More than just a home loan, our Home Loan Banking Package offers fixed or variable home loan rates together with competitive pricing, plus access an optional offset transactional account, available on variable home loans.

    Exclusive benefit to RACGP members:

    • First year banking package fee waived (saving $495)*

    *Available for loans over $300,000


    Enquire now

BOQ Specialist / RACGP Foundation research grant

BOQ Specialist is proud to support the RACGP Foundation and the wider network of medical professionals working in general practice. Together, we have established the BOQ Specialist / RACGP Foundation research grant to encourage innovation in preventative healthcare in general practice. We both recognise the pivotal role that general practitioners play in promoting good health, providing preventative care and facilitating early detection and intervention.

Find out more about the grant

Want to know more?

  1300 160 160

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  • Important Information

      The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      *Subject to credit approval. The issuer of these products and services is BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (“BOQ Specialist”). Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate foryour situation. You should obtain and consider the relevant terms and conditions from before making any decision about whether to acquire the product. You should obtain independent financial, tax and legal advice as appropriate.

      ^Limited time offer available for registered attendees of the RACGP Practice Owners Conference 2021. Only available for new commercial property finance applications received between 12 May 2021 and 30 June 2021 (inclusive) and that settle by 31 August 2021. Not available for the refinance, restructure or switches of commercial property loans within BOQ Group, which includes BOQ, Virgin Money (Australia) and BOQ Specialist. Client will be eligible for a waiver of the establishment fee (which includes legal and documentation fees) (saving up to $2,500), provided the minimum total lending amount is at least $200,000. Full valuation fee applies. Other fees and charges may apply. This offer expires on 30 June 2021 and is subject to change without notice at the discretion of BOQ Specialist.