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Financial solutions for RACGP members

At BOQ Specialist, being an RACGP member has its rewards

For over 30 years, medical professionals have chosen to trust BOQ Specialist with their finances. During this time, we have developed a deep understanding of the unique financial needs of GPs and have designed a distinctive range of products and services. Whether you require personal banking products or business solutions for your medical practice, we will work closely with you to help you achieve your personal and professional ambitions.

As an RACGP member, you’re entitled to some great benefits including:


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Current benefits for RACGP members^

  • Home loans

    More than just a home loan, our Home Loan Banking Package offers fixed or variable home loan rates together with competitive pricing, plus access an optional offset transactional account, available on variable home loans.

    Exclusive benefit to RACGP members:

    • First year banking package fee waived (saving $495)*

    *Available for loans over $300,000


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  • Credit cards

    Our credit cards give you all the benefits of a globally accepted card with a range of excellent rewards. Earn Qantas Frequent Flyer Points on eligible everyday spend.

    Exclusive benefits to RACGP members:

    • Reduced annual fee of $250 on our Signature card (saving $150 p.a.)

    Apply now


  • One Account with overdraft

    The One Account is a unqiue transaction account that pays a competitive rate of interest on credit balances as well as giving you access to an optional overdraft facility. 

    Exclusive benefit to RACGP members:

    Apply now

  • Car loans

    We are pleased to be able to offer RACGP members a wide choice of tailored car finance solutions. Not only can we offer competitive car finance interest rates, we can offer flexible repayment structures to suit your needs.

    Exclusive benefit for RACGP members: 

    • A reduced documentation fee of $295 fee (saving $200)


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  • Equipment and asset finance

    We are pleased to offer RACGP members tailored lease payments and the option to finance a wide range of asset types. RACGP members can choose from low start, upfront or stepped payment options when considering finance options for practice assets, computers, or vehicles.

    Exclusive benefit to RACGP members:

    • A reduced application fee of $295 (saving of $200)


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BOQ Specialist / RACGP Foundation research grant

BOQ Specialist is proud to support the RACGP Foundation and the wider network of medical professionals working in general practice. Together, we have established the BOQ Specialist / RACGP Foundation research grant to encourage innovation in preventative healthcare in general practice. We both recognise the pivotal role that general practitioners play in promoting good health, providing preventative care and facilitating early detection and intervention.

Find out more about the grant

Want to know more?

  1300 160 160

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  • Important Information

      The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      The issuer of these products and services is BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (“BOQ Specialist”). Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions from boqspecialist.com.au before making any decision about whether to acquire the product. You should obtain independent financial, tax and legal advice as appropriate.

      ^ Member benefits are only available for current members of the Royal Australian College of General Practitioners (RACGP). Proof of membership will be requested. Subject to credit approval. Applications must be received before 31 August 2021. Other fees and charges may apply. These benefits expire on 31 August 2021 and are subject to change without notice at the discretion of BOQ Specialist.

      ~ Reward points are earned in accordance with the rewards program terms and conditions. For full credit card terms and conditions, visit boqspecialist.com.au/credit-card-terms