CareerStarter Banking Package

We can help you get your career off to a good start.

We know it's taken a lot of hard work to get to this point, so we're here to make the next steps in your career a little easier.

If you have recently graduated from a medical, dental or veterinary degree, we have created the CareerStarter Banking Package to assist you when you need it most, in the early stages of your career. Whether you need help with relocation costs, everyday living expenses, buying a new car or even saving for your first home.


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Our CareerStarter Banking Package:

  • An account for everyday banking with an optional overdraft limit of up to $15 0001 and no repayments required until 1 July the year after you graduate
  • No establishment fee on optional overdraft facility with One Account (save $445)
  • No monthly, annual or ongoing account 
    keeping fees
  • Competitive interest rate on savings in your 
    One Account
  • A dedicated financial specialist and access to our Client Service Centre - available 24 hours a day,    7 days a week
  • A Platinum credit card with a minimum limit of $6 0001
  • No annual credit card fee for the first five years (save $150 p.a)
  • Earn Qantas Frequent Flyer points on your everyday purchases2
  • Enjoy an extensive range of additional card benefits, including travel insurance3, concert ticket pre-sales and concierge services provided by Visa4
  • Car loan1 available for new and used vehicles, dealer and private sale
  • No loan documentation fee (save $495)
  • Competitive interest rates
  • Flexible terms up to five years
  • Deferred repayments for up to three months from purchase date
  • Pre-approval for qualified clients
  • Important Information

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      For special terms and conditions click here. Offer valid from 1 January 2021 to 31 March 2021.

      1.Subject to credit approval. Other fees and charges may apply. Applications to be approved and finance settled by 31 March 2021.

      2. Reward points are earned in accordance with the rewards program terms and conditions. For full credit card terms and conditions click here

      3. BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687)(Chubb). BOQ Specialist has entered into master policies for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances. For each complimentary insurance policy you are eligible for, please ensure you take the time to review the full terms and conditions. When you do, make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances.

      4.The Visa Concierge is provided by a third party supplier. Platinum and Signature cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions. See for more information.