Credit cards that fly

At BOQ Specialist, we believe it's important to find the credit card that's right for you. Our Platinum and Signature credit cards come with an exciting range of premium benefits including choice of rewards programme, international travel insurance, concierge and entertainment. Exclusively available to doctors, dentists and vets, we have a credit card that could suit your personal and business needs.

Credit cards with Qantas Points

Credit cards with Velocity Frequent Flyer Points

Why choose a BOQ Specialist card?


Choice of rewards - choose between Qantas1 or Velocity Frequent Flyer2 programs and earn rewards on your everyday purchases

Asset finance on card - the only cards in the market that give you the ability to grow your rewards points faster, while making monthly repayments on select existing contracts or purchasing larger assets such as equipment, cars or fit-out. A processing fee applies.3

Travel insurance - up to 90 days of extensive international travel insurance when you purchase return tickets for yourself, your spouse or dependent children with your BOQ Specialist credit card.4

Access to Priority Pass5 airport lounges around the world - exclusive benefit for Signature cardholders 

Additional cards - you can have up to 8 additional credit cards all linked to the same account at no extra cost, allowing you to take control of your financial expenditure. What’s more, the spend on these additional cards is split-out in one monthly statement.

Client Service Centre - available 24 hours a day, 7 days a week


BOQ Specialist - a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (BOQ Specialist). Use of the information contained on this page is governed by Australian law and is subject to the Terms and Conditions which can be read by clicking here. View the BOQ Specialist Privacy Policy by clicking here.

The credit provider is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. We reserve the right to cease offering these products at any time without notice. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

1 - Qantas Points

You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions available at Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. See definition of Eligible Transaction in the BOQ Specialist Qantas Rewards Program Terms and Conditions.

2 - Velocity Points

Velocity Member Terms and Conditions apply, available at Velocity Points are earned in accordance with the BOQ Specialist Velocity Rewards Program Terms and Conditions available at Points and bonus points are earned on eligible purchases only. See definition of eligible purchases in the BOQ Specialist Velocity Rewards Program Terms and Conditions. Please allow 6-8 weeks after purchase for points to be credited to your Velocity Frequent Flyer account.

3 - Asset Finance on card

A 1.5% processing fee applies on the purchase price. Points are earned on eligible purchases only. Fixed term finance contract is to be approved prior to purchase. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to be made via BOQ Specialist Credit Card.

4 Travel Insurance

BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into master policies for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances. Insurance Terms and Conditions. When you do, make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances. 

5 - Priority Pass™

One complimentary Priority Pass™ Standard Membership for the primary cardholder is a special feature of the BOQ Specialist Signature credit card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard membership. Please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. The primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge per calendar year. Any additional guests will be charged directly to you by Priority Pass™ at their ordinary price, currently US$27 per person per visit. Membership is subject to the Conditions of Use available at

6 - Visa Premium

The Visa Premium and Visa Concierge are provided by a third party supplier. For details of this service refer to

Platinum and Signature cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions. See for more information.

Signature cardholders receive exclusive benefits at select hotels. Terms and Conditions apply, visit for more information.

Platinum and Signature cardholders receive an 15% discount on the published rates of the Visa Airport SpeedPass service. Visit to book and to view the terms and conditions that apply.