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Invest in solid foundations.
Your property portfolio.

Buying a new investment property?

 

Whether you’re thinking of investing in property, or building out your investment portfolio, now could be a great time to secure finance.

Our team of dedicated lending specialists can help you navigate the property lending process.

 

Enquire now

2.24% p.a.*

2 year fixed term (2.34% p.a. for 3 year fixed term*)

3.16% p.a.**

Comparison rate (3.15% p.a. comparison rate for 3 year fixed term**)

Available on principal and interest home loans for investment submitted by 15 November 2021 and settled by 15 December 2021

Created by a team of industry experts, our Banking Package offers more than just a home loan by combining a range of great features including:
 
  • A Platinum credit card with premium rewards and benefits;
  • An everyday transactional account (One Account) which earns a favourable rate of interest on credit balances in your account;
  • Up to five loan accounts in the one package, so you can easily manage your finances in one facility; and
  • The ability to set up Company and Trust borrowing structures.
Looking for a better deal on your home loan?

Take advantage of our competitive interest rates to refinance your home loan. Speak to your local finance specialist to find out if you are eligible for a cash rebate when refinancing^.

 

Find a specialist

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  • Important Information

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      *These rates are available for applications received until 15 November 2021. Available for principal and interest lending. Not available for the refinance or restructure of existing BOQ Specialist loans, nor refinances from BOQ, Virgin Money or ME Bank, construction home loans or self-managed super fund loans. This offer is only available for new funds to bank. These rates are indicative rates as at 23 August 2021, minimum loan size $500 000, and a maximum 80% Loan to Value Ratio (LVR). Must be an investment property loan on a principal and interest loan structure. This special rate offer is subject to money market movements and can change without notification. If the rate does change, BOQ Specialist will offer you the most current special rate offer. To be eligible for our exclusive rates offer you need to lodge your application before 15 November 2021 and loan must settle on or before 15 December 2021. This offer is exclusive and only available through your direct BOQ Specialist office. At the end of the fixed rate loan period, the facility will automatically become a variable rate loan (unless otherwise agreed), the details of which will be contained in your home loan agreement.

      **Comparison rates are calculated on the basis of secured credit of $150 000 over a 25 year term on an 80% Loan to Value Ratio (LVR). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

      ^Cash rebate offer only available for new bundled home loan applications, combining either owner occupied, investor home loans, or both that settle by 15 December 2021. This offer is open to Australian residents aged 18 and over, taking out a new home loan with BOQ Specialist. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, Virgin Money (Australia), ME Bank and BOQ Specialist. An applicant will be eligible for a maximum of one cashback payment during the offer period, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $1 000 000 with a sub 80% Loan to Value Ratio (LVR). The cashback will be paid to the applicant’s BOQ Specialist transaction account within 30 days of the settlement date. For multiple home loan applicants the BOQ Specialist account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not have an existing BOQ Specialist transaction account, one must be opened. This offer can be amended and/or withdrawn by BOQ Specialist at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement.