Exclusive offers for ADC2019 attendees:


Equip your practice, and we'll equip you

Receive an Apple Watch Series 4 or a pair of Apple AirPods when you purchase your new equipment at ADC2019.1

Register your details on stand and then finance your new equipment purchase via a BOQ Specialist fixed term contract which settles before 15 June 2019 to receive your Apple gift.

Contracts between $10 000 and $50 000 will receive a pair of Apple AirPods, valued at $249 RRP; contracts $50 0001 and above will receive an Apple Watch Series 4 (with GPS + Cellular), valued at $749 RRP.

So, if you are looking to upgrade your equipment, now is the time.



The Basic Home Loan

Our new Basic Home Loan is now available to ADC2019 delegates. A flexible product stripped back to only what's essential.

With our most competitive interest rates and without the added extras, the new Basic Home Loan has been designed to keep things simple.

The features of the product include both variable and fixed rate options, no monthly account keeping fees when you settle a Basic Home Loan before 31 August 20192 and access to a redraw facility to help manage surplus funds3. You can also benefit from an optional transactional account (One Account) to manage your everyday banking, which features a favourable interest rate on credit balances in your account4.

*These rates are indicative rates as at 8 April 2019, minimum loan size $500 000, on an 80% Loan to Value Ratio (LVR) and are subject to change without notice. Must be an owner occupied property loan on a principal and interest loan structure. This special rate offer is subject to money market movements and can change without notification. If the rate does change, BOQ Specialist will offer you the most current special rate offer.

** Comparison rate is calculated on the basis of secured credit of $150 000 over a 25 year term on a 80% Loan to Value Ratio (LVR). WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees such as redraw fees or early repayment fees, or other loan amounts might result in a different comparison rate.

For more information on this product, speak to one of our home loan specialists on stand 80 at ADC2019.



Take off with our Signature credit card

Let us help you get to your next holiday destination sooner.

Apply for and be approved for a BOQ Specialist Signature credit card by 31 July 20195 and you will earn 50 000 bonus Qantas Points6 or Velocity Frequent Flyer Points7 when you spend at least $3 000 on eligible transactions within the first three months of receipt of the card.

Simply register your details on stand at ADC2019 to apply.

Our Signature credit card gives you exclusive access to a range of local and international features and benefits, including:

  •  Choice between Qantas Frequent Flyer or Velocity Frequent Flyer programs
      and the ability to earn uncapped points on your everyday purchases
  •  Up to 90 days of extensive international travel insurance8
  •  Concierge and entertainment benefits provided by Visa9
  •  24/7 support through our Client Service Centre
  •  Global airport lounge access with Priority Pass10
  •  Access to Visa Luxury Hotel Collection11



Don't let your money sit around doing nothing

If you are a dentist, our 32 day notice account will put your money to work.

You'll earn a competitive 3.00% p.a. variable rate on new to bank funds for the first three months when you open a new account12.

There are no monthly account keeping fees and no minimum balance requirements, with interest calculated daily and paid monthly.

It's an ideal account for personal, business or superannuation savings and offers more flexibility than locking your money away in a term deposit. You can add funds to your account at any time and simply provide 32 days' notice to access some or all of your savings.

To find out more and be eligible for this offer, you must register with us on stand 80 at ADC2019.


Can't make it to ADC2019 this year?

If you aren't able to attend the conference but are interested in finding out more about our finance solutions for dentists, give us a call on 1300 160 160.


Financial products and services described on this page are provided by BOQ Specialist Bank Limited ABN 55 071 292 594 (BOQ Specialist). BOQ Specialist is a wholly owned subsidiary of Bank of Queensland Limited ABN 32 009 656 740 (BOQ). BOQ and BOQ Specialist are both authorised deposit taking institutions in their own right. Neither BOQ nor BOQ Specialist guarantees or otherwise supports the obligations or performance of each other or of each other’s products. The issuer of these products is BOQ Specialist AFSL and Australian Credit Licence 234975. All finance is subject to our credit assessment criteria.

Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions from boqspecialist.com.au before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. We reserve the right to cease offering these products at any time without notice.

Equip your practice, and we'll equip you

1. Offer is for attendees of the Australian Dental Congress 2019 (ADC2019) who must register at the BOQ Specialist stand to be eligible. Equipment purchase must be financed with BOQ Specialist on a fixed term contract greater than 36 months with settlement completed by 15 June 2019. Available for lease, chattel mortgage and asset purchase. Not available on internal refinances, escrows, rollovers, residential or commercial property and goodwill loans. A documentation fee of $445 applies. Gifts will be issued to qualifying clients after 15 July 2019. Gifts are subject to availability and while stocks last. Gifts cannot be exchanged or redeemed for cash. Apple products will be awarded as follows: Apple AirPods ($249 RRP) for contracts between $10 000 - $50 000; Apple Watch Series 4 with GPS + Cellular ($749 RRP) for contracts of $50 001 and above. Apple is not a participant in or sponsor of this promotion. BOQ Specialist is not a representative for Apple. You must look to Apple, not us, for any warranty or claim in relation to the Apple gift and you will assume all risk of loss or damage in the Apple gift from the time that you receive the Apple gift.

The Basic Home Loan

2. After 31 August 2019 a monthly home loan fee of $10 per month applies unless you establish a BOQ Specialist transactional account (One Account) and make loan repayments from this account.

3. Redraw fees may apply.

4. See One Account terms and conditions here.

Take off with our Signature credit card

5. Offer is for attendees of the ADC2019 Australian Dental Congress (ADC) who register their details at the BOQ Specialist ADC2019 stand, apply for a Signature credit card before 31 July 2019, and spend $3 000 on eligible purchases within the first 3 months of receipt of the card. Not available in conjunction with any other credit card offer. Available to new credit card holders only. Terms and conditions, fees and charges and lending eligibility criteria apply. We reserve the right to cease offering this product at any time without notice. Subject to BOQS Credit approval process. An annual credit card fee of $400 will apply.

6. You must be a member of the Qantas Frequent Flyer program to earn Qantas Points. Complimentary membership is available when you sign up to a BOQ Specialist credit card or to existing members who are not already Qantas Frequent Flyer members who apply for membership online.  Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. The 50 000 bonus Qantas Points will be credited to the qualifying member account within two months of meeting the $3 000 minimum spend criteria. BOQ Specialist recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or from using any of the rewards or other available program facilities.

7. To earn and redeem Velocity Frequent Flyer Points you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time. Velocity Points are earned in accordance with the BOQ Specialist Velocity Rewards Program Terms and Conditions. Points are earned on eligible transactions only. See definition of eligible transactions in the BOQ Specialist Velocity Rewards Program Terms and Conditions. Please allow 6-8 weeks after purchase for Points to be credited to your Velocity Frequent Flyer account. BOQ Specialist recommends that you seek independent tax advice in respect of the tax consequences arising from the use of this product or from participating in the Velocity Frequent Flyer program.

8. BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (Chubb) and are subject to the terms, conditions and exclusions contained in the policy of insurance between BOQ Specialist and Chubb relating to the BOQ Specialist card.

9. The Visa Concierge is provided by a third party supplier. For details of this service refer to visapremium.com.au.

10. One complimentary Priority Pass™ Standard Membership, with lounge visits for the primary cardholder is a special feature of the Signature Card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard Membership. Please allow for up to 15 working days for your Priority Pass™ card to arrive in the mail. The primary card holder is entitled to visits to Priority Pass™ lounges and may bring one guest per visit free of charge. Any additional guests will be charged directly to you by Priority Pass™ at their ordinary price, currently US$27 per person per visit. Priority Pass has introduced seven airports dining offerings within Sydney Kingsford Smith International Airport. Priority Pass Members will receive an AU$36 credit off the final bill at each outlet, for themselves and their guests. Membership is subject to the Conditions of Use available at prioritypass.com.

11. Conditions apply, visit visaluxuryhotels.com for more information.

The credit material in this document has been prepared by BOQ Specialist – a division of the Bank of Queensland Limited ABN 32 009 656 740 Australian credit Licence and AFSL no. 244616 and not by Qantas Frequent Flyer or Velocity Frequent Flyer (VFF). Qantas and VFF do not hold an Australian credit licence and are not a licensee in relation to the credit activity being engaged in by BOQ Specialist, who is the credit licensee.

Don't let your money sit around doing nothing

12. Includes 0.69% p.a. fixed bonus margin above the current standard variable rate of 2.31% p.a. for new 32 day notice accounts only. Open a new 32 day notice account and deposit new to bank funds by 30 June 2019 and you’ll receive a bonus variable interest rate of currently 3.00% p.a., which includes a fixed bonus margin of 0.69% p.a. above the 32 day notice account standard variable rate of currently 2.31% p.a., for 3 months after account opening for balances up to and including $1 million. At the end of the introductory rate period and for balances greater than $1 million, the 32 day notice account standard variable rate applicable at that time will apply. This offer is available on new 32 day notice accounts and new to bank funds deposits by dentists for AUD savings up to $1 000 000.