Finance and banking solutions for students and graduates


We understand the value of your qualifications and we see your potential

BOQ Specialist is a market leader within the Australian medical, dental and veterinary finance space. Our long history of working with students and graduates means we have a deep knowledge of the unique challenges they face. Our expertise comes from our deep experience and knowledge of the professions we work with, and partnership comes from taking the time to get to know our clients individually and nurturing them throughout each stage of their career.


Key benefits we offer to students and graduates

  • Traditional banks only lend you money if you can prove that you don’t need it. We know better. We know that your degree is worth gold and are willing to back you, even if you haven’t started work yet.
  • The final years of your degree are designed to prepare you for work in the real world. At the same time, we can help you prepare for life in the real world, getting you started financially through access to a range of products tailored specifically for students.
  • With BOQ Specialist, you'll have a dedicated personal banker and access to our 24/7 Client Service Centre


Contact us today


Finance for medical students and graduates

Graduating this year?

What better way to celebrate all of your hard work than by entering our Graduate Competition?

We are giving you the chance to win one of 10 JB Hi-Fi Gift Cards or one of 10 Westfield Gift Cards valued at $500 each.

Enter here


Our current offers for you

Student Banking Package

If you are within two years of graduating with a medical degree, we have a banking package that will help get you started.

Enquire now

CareerStarter Banking Package

If you have recently graduated, we're here to make the next steps in your career a little easier.

Enquire now

Car loans

Do you need a car to get you to your internship placement next year?
If so, we can help you drive away with the right car loan.

Enquire now

One Account

The One Account is a unique transaction account that pays a competitive interest rate on credit balances as well as giving you access to an optional overdraft facility.

Enquire now

Personal loan package

Our personal package combines an unsecured personal loan with an everyday bank account and optional credit card. Designed to take the pressure off your wallet, while starting out with your career.

Enquire now

Everyday Plus account

Get a bonus 5 000 Qantas Frequent Flyer Points to get you started when you open a new Everyday Plus account.

Enquire now

The Basic Home Loan

If you have recently graduated and are seeking a home loan, our Basic Home Loan has been designed with you in mind. Available for both owner-occupied and investor loans, the Basic Home Loan offers our lowest interest rates and a redraw facility.

Enquire now

You may also be interested in

FutureFocus grants

Our FutureFocus grants are designed exclusively for medical and dental students to alleviate some of the financial pressures of an overseas placement, ensuring students can focus on contributing to the lives of others in a developing community.  

Learn more


Like us on Facebooook to keep up to date with our latest student offers, event information, competitions and more.

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Find out how we have helped other young professionals achieve their goals

  • Important Information

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.